Community Trust Bancorp (CTBI)
Runs community banking, lending, and trust services across Kentucky and nearby Appalachian markets.
$74.40
vs last close−0.69 (−0.92%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 85 | 87 | 90 | 92 | 95 | 98 | 97 | 102 | 105 | 106 | 103 | 109 |
| Cost of revenue | 28 | 32 | 34 | 34 | 35 | 35 | 34 | 34 | 37 | 31 | 31 | 33 |
| Gross profit | 57 | 55 | 56 | 58 | 60 | 63 | 63 | 68 | 68 | 75 | 72 | 76 |
| 31 | 32 | 32 | 32 | 33 | 34 | 34 | 36 | 37 | 39 | 37 | 37 | |
| 19 | 20 | 21 | 21 | 21 | 22 | 21 | 23 | 23 | 36 | 24 | 27 | |
| Selling & marketing | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 0 |
| General & administrative | 19 | 19 | 21 | 20 | 20 | 21 | 21 | 22 | 22 | 36 | 23 | 27 |
| Other expenses | 11 | 12 | 11 | 11 | 11 | 12 | 13 | 13 | 13 | 3 | 13 | 11 |
| Operating income | 26 | 23 | 24 | 26 | 28 | 29 | 28 | 32 | 31 | 35 | 35 | 38 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 69 | 73 | 75 | 77 | 80 | 82 | 82 | 86 | 89 | 90 | 88 | 91 |
| Interest expense | 26 | 30 | 31 | 31 | 33 | 32 | 31 | 32 | 33 | 31 | 29 | 30 |
| Income before tax | 26 | 23 | 24 | 26 | 28 | 29 | 28 | 32 | 31 | 35 | 35 | 38 |
| Income tax expense | 5 | 5 | 5 | 6 | 5 | 7 | 6 | 8 | 7 | 8 | 8 | 9 |
| Net income from continuing operations | 21 | 19 | 19 | 19 | 22 | 22 | 22 | 25 | 24 | 27 | 27 | 30 |
| Net income | 21 | 19 | 19 | 19 | 22 | 22 | 22 | 25 | 24 | 27 | 27 | 30 |
| EPS, basic | $1.15 | $1.04 | $1.04 | $1.09 | $1.23 | $1.25 | $1.22 | $1.38 | $1.33 | $1.51 | $1.51 | $1.64 |
| EPS, diluted | $1.15 | $1.04 | $1.04 | $1.09 | $1.23 | $1.25 | $1.22 | $1.38 | $1.32 | $1.51 | $1.50 | $1.64 |
| Weighted average shares, basic | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 |
| Weighted average shares, diluted | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 |
| EBITDA | 27 | 25 | 25 | 27 | 29 | 31 | 30 | 34 | 32 | 37 | 37 | 38 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 0 |
| EBIT | 26 | 23 | 24 | 26 | 28 | 29 | 28 | 32 | 31 | 35 | 35 | 38 |
