Community West Bancshares
Owns Community West Bank, a relationship lender across Central California.
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Profile
Operates through Community West Bank, taking deposits and making commercial, real estate, agribusiness, SBA, private-banking, and cash-management loans and services across Central California. Growth has come through local bank acquisitions, with the latest merger adding integration work to a franchise tied to regional deposits, credit quality, and real estate conditions.
Runs through Community West Bank, a California state-chartered bank with banking offices concentrated in Central California, from Greater Sacramento through the San Joaquin Valley and west to the Central Coast. The holding company reports one operating segment because the branch network sells banking products within the same domestic market.
Core work is relationship banking: deposits, commercial lending, real estate and agribusiness lending, SBA lending, private banking, and cash management. Local reputation, officer and director contacts, referrals, and personalized service are explicit competitive tools.
Acquisition integration shapes the current franchise after the Community West combination and the later United Security merger. Performance depends on Central California business activity, agriculture-linked local conditions, real estate collateral, deposit gathering, and regulated bank competition.
Company facts
Categories
Key statistics
Year to date +17.1% · Average volume (30d) 243.1K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| Apr 27, 2026 | Piper Sandler | Reiterate | Overweight | $19 | $30.50 |
| Jan 26, 2026 | DA Davidson | Reiterate | Buy | $26 | $29 |
| Dec 19, 2025 | DA Davidson | Reiterate | Buy | $26 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 23, 2026Q2 FY26 | $0.30 | $0.10 | −67.1% | $55.6M | $49.3M | −11.4% | −6.09% |
| Apr 23, 2026Q1 FY26 | $0.56 | $0.61 | +8.9% | $38.4M | $38.8M | +1.0% | +1.00% |
| Jan 22, 2026Q4 FY25 | $0.57 | $0.60 | +5.3% | $38.4M | $38.3M | −0.2% | −0.21% |
| Oct 16, 2025Q3 FY25 | $0.53 | $0.57 | +7.5% | $38.5M | $37.3M | −3.2% | +2.53% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $47.1M | $48.4M | $49.2M | $49.2M | $50.1M | $48.7M | |
| Gross profit | $34.2M | $33.1M | $36.6M | $36.7M | $38.1M | $27.8M | |
| Operating income | $11.4M | $10.8M | $15.1M | $15.3M | $15.7M | $4.2M | |
| Net income | $8.3M | $7.8M | $10.9M | $11.2M | $11.5M | $2.7M | |
| Diluted EPS | $0.44 | $0.41 | $0.57 | $0.58 | $0.60 | $0.10 | |
| Gross margin | 72.6% | 68.3% | 74.4% | 74.7% | 76.1% | 57.2% | |
| Operating margin | 24.1% | 22.2% | 30.6% | 31.2% | 31.4% | 8.6% |
Fiscal years (4-quarter sums)FY21 $81.6M · FY22 $86.8M · FY23 $108.2M · FY24 $164.2M · FY25 $193.9M
Revenue by product · FY25
Balance sheet, Jun 30, 2026Cash & short-term investments $643.4M · Total debt $250.3M · Total assets $5.03B · Shareholders' equity $607.8M
Dividends
Raised for 8 straight years. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 7, 2026 | Aug 7 | Aug 21 | $0.12 | |
| May 8, 2026 | May 8 | May 22 | $0.12 | |
| Feb 6, 2026 | Feb 6 | Feb 20 | $0.12 | |
| Oct 31, 2025 | Oct 31 | Nov 14 | $0.12 | |
| Aug 1, 2025 | Aug 1 | Aug 15 | $0.12 | |
| May 2, 2025 | May 2 | May 16 | $0.12 | |
| Feb 7, 2025 | Feb 7 | Feb 21 | $0.12 | |
| Nov 8, 2024 | Nov 8 | Nov 22 | $0.12 |
Ownership
Shares outstanding 21.05M · Float 16.28M · 77.3% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 2.39M | 11.34% | 13F | Aug 7, 2026 |
| Fourthstone LLC | 1.31M | 6.84% | 13G | Feb 13, 2026 |
| Dimensional Fund Advisors LP | 1.27M | 6.01% | 13F | Aug 11, 2026 |
| Wellington Management Group LLP | 1.14M | 5.40% | 13F | Aug 14, 2026 |
| Vanguard Capital Management LLC | 1.08M | 5.11% | 13F | Aug 13, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 21, 2026 | James W. Lokey | director | +54 | $25.92 |
| Aug 21, 2026 | Kirk Stovesand | director | +255 | $26.10 |
| Aug 10, 2026 | Jagroop Gill | director | +4,770 | $24.88 |
| Jul 31, 2026 | Jagroop Gill | director | +230 | $25.00 |
| Jun 1, 2026 | Shannon R. Livingston | officer: EXECUTIVE VICE PRESIDENT | +94 | $20.91 |
Peers
- Sierra Bancorp
Direct Central Valley and Central Coast banking peer
- TriCo Bancshares
Larger California local-bank rival in deposits, CRE, and treasury
- Oak Valley Bancorp
Central Valley community-bank overlap in CRE, SBA, and deposits
- CVB Financial
Large California business bank competing for middle-market clients
- Five Star Bancorp
Sacramento/Northern California CRE-heavy business-bank peer
- Westamerica Bancorp
Northern/Central California deposit and small-business benchmark
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Community West Bancshares | $25.82 | −0.04% | $543.6M | 14.0 | 9.3 | 2.8 | +38.2% |
| Sierra Bancorp | $39.84 | −0.23% | $521.1M | 11.7 | 11.0 | 2.6 | +5.4% |
| TriCo Bancshares | $53.81 | −0.01% | $1.73B | 12.9 | 12.4 | 3.2 | +9.9% |
| Oak Valley Bancorp | $33.98 | −0.03% | $285.9M | 12.0 | — | 3.3 | −10.9% |
| CVB Financial | $22.19 | 0.00% | $3.18B | 14.6 | 12.0 | 4.5 | +42.0% |
| Five Star Bancorp | $45.62 | −0.15% | $1.10B | 13.5 | 13.1 | 4.0 | +25.1% |
| Westamerica Bancorp | $58.07 | −0.08% | $1.36B | 12.8 | 12.5 | 5.1 | −2.5% |
| Median | 12.8 | 12.4 | 3.6 | +7.7% |