Citizens Community Bancorp (CZWI)
Runs CCFBank branches serving Wisconsin and Minnesota communities.
$21.85
After-hours close+0.26 (+1.20%)
At close$21.59(+0.98%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 24 | 25 | 26 | 24 | 25 | 24 | 24 | 25 | 25 | 16 | 24 | 22 |
| Cost of revenue | 9 | 10 | 10 | 9 | 11 | 10 | 9 | 11 | 10 | 11 | 9 | 9 |
| Gross profit | 15 | 15 | 16 | 15 | 15 | 14 | 14 | 15 | 16 | 4 | 15 | 14 |
| 10 | 10 | 11 | 10 | 10 | 11 | 10 | 11 | 11 | 11 | 11 | 15 | |
| 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 7 | 7 | 11 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 |
| General & administrative | 5 | 5 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 6 | 7 | 11 |
| Other expenses | 4 | 5 | 5 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 4 |
| Operating income | 5 | 5 | 5 | 5 | 4 | 3 | 4 | 4 | 5 | −6 | 5 | −1 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 11 | 0 | 3 | |
| Interest income | 22 | 22 | 23 | 22 | 23 | 22 | 21 | 23 | 22 | 24 | 22 | 22 |
| Interest expense | 10 | 10 | 11 | 11 | 11 | 10 | 10 | 9 | 9 | 11 | 9 | 9 |
| Income before tax | 5 | 5 | 5 | 5 | 4 | 3 | 4 | 4 | 5 | 5 | 5 | 1 |
| Income tax expense | 3 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| Net income from continuing operations | 2 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 1 |
| Net income | 2 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 1 |
| EPS, basic | $0.24 | $0.35 | $0.39 | $0.35 | $0.32 | $0.27 | $0.32 | $0.33 | $0.37 | $0.44 | $0.39 | $0.11 |
| EPS, diluted | $0.24 | $0.35 | $0.39 | $0.35 | $0.32 | $0.27 | $0.32 | $0.33 | $0.37 | $0.44 | $0.39 | $0.11 |
| Weighted average shares, basic | 10 | 10 | 10 | 11 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Weighted average shares, diluted | 10 | 10 | 10 | 11 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| EBITDA | 6 | 6 | 6 | 6 | 5 | 4 | 5 | 5 | 5 | −6 | 5 | −1 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 0 |
| EBIT | 5 | 5 | 5 | 5 | 4 | 3 | 4 | 4 | 5 | −6 | 5 | −1 |