Dave (DAVE)
Provides paycheck-gap credit, digital checking, and subscription money-management tools through one mobile app.
$346.68
After-hours close−6.92 (−1.96%)
At close$353.60(+0.84%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 66 | 73 | 74 | 80 | 92 | 101 | 108 | 132 | 151 | 164 | 158 | 171 |
| Cost of revenue | 7 | 8 | 8 | 17 | 17 | 6 | 17 | 17 | 20 | 20 | 21 | 47 |
| Gross profit | 59 | 66 | 66 | 63 | 75 | 95 | 91 | 114 | 131 | 144 | 138 | 124 |
| 59 | 64 | 61 | 58 | 72 | 74 | 56 | 73 | 85 | 79 | 78 | 71 | |
| 37 | 34 | 34 | 37 | 45 | 40 | 39 | 42 | 44 | 45 | 42 | 71 | |
| Selling & marketing | 14 | 10 | 9 | 13 | 15 | 13 | 12 | 15 | 19 | 20 | 14 | 20 |
| General & administrative | 23 | 24 | 25 | 24 | 30 | 27 | 27 | 26 | 25 | 25 | 28 | 51 |
| Other expenses | 22 | 30 | 27 | 21 | 27 | 34 | 17 | 31 | 41 | 35 | 36 | 0 |
| Operating income | 0 | 2 | 5 | 6 | 3 | 21 | 35 | 41 | 46 | 64 | 60 | 52 |
| −12 | −1 | 32 | −1 | −2 | −4 | −1 | −30 | 13 | 0 | 11 | −38 | |
| Interest income | 1 | 1 | 1 | 1 | 0 | 1 | 0 | 1 | 0 | 0 | 1 | 1 |
| Interest expense | 3 | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| Other non-operating income | 9 | −1 | −34 | −1 | 0 | 2 | 0 | 28 | −14 | −1 | −12 | −37 |
| Income before tax | −12 | 0 | 37 | 5 | 1 | 17 | 34 | 12 | 58 | 64 | 70 | 15 |
| Income tax expense | 0 | 0 | 3 | −2 | 0 | 1 | 5 | 2 | −34 | −2 | 12 | 8 |
| Net income from continuing operations | −12 | 0 | 34 | 6 | 0 | 17 | 29 | 9 | 92 | 66 | 58 | 7 |
| Net income | −12 | 0 | 34 | 6 | 0 | 17 | 29 | 9 | 92 | 66 | 58 | 7 |
| EPS, basic | −$1.01 | $0.01 | $2.80 | $0.51 | $0.04 | $1.34 | $2.19 | $0.68 | $6.84 | $4.88 | $4.31 | $0.53 |
| EPS, diluted | −$1.01 | $0.01 | $2.60 | $0.47 | $0.03 | $1.22 | $1.97 | $0.62 | $6.34 | $4.57 | $4.02 | $0.49 |
| Weighted average shares, basic | 12 | 12 | 12 | 12 | 13 | 13 | 13 | 13 | 13 | 14 | 13 | 13 |
| Weighted average shares, diluted | 12 | 13 | 13 | 14 | 14 | 14 | 15 | 15 | 15 | 14 | 14 | 14 |
| EBITDA | −8 | 5 | 41 | 8 | 5 | 22 | 37 | 15 | 62 | 68 | 74 | 91 |
| Depreciation & amortization | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| EBIT | −9 | 3 | 40 | 7 | 3 | 19 | 36 | 13 | 60 | 66 | 72 | 89 |
