Dime Commercial Bancshares
Runs relationship banking for businesses, municipalities, and consumers around greater New York.
Something off on this page? Send us feedback.
Profile
Provides deposits, lending, treasury management, and fee services through one Community Banking segment centered on Greater Long Island and the New York metro area. Loan activity leans toward business, multifamily, and commercial real-estate credit, making local property markets and bank regulation central operating constraints.
Provides commercial and consumer banking through a single Community Banking segment, with deposits, business banking, commercial lending, treasury management, merchant services, and personal banking under the Dime Commercial Bank subsidiary.
Serves small and medium-sized businesses, municipalities, and consumers across Greater Long Island, New York City, Westchester County, and New Jersey. The Bridge/Dime merger combined a Long Island commercial-banking base with legacy Dime's New York multifamily-lending franchise, and the commercial-bank rebrand sharpened the issuer's identity.
Business performance depends on deposit gathering, credit selection, and relationship banking in local markets. The loan book carries meaningful business, multifamily, and commercial real-estate exposure, while the bank operates under state and federal bank supervision.
Company facts
Categories
Key statistics
Year to date +35.5% · Average volume (30d) 300.7K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Apr 27, 2026 | DA Davidson | Reiterate | Buy | $39 | $43 | |
| Jan 23, 2026 | Stephens | Target | $33 | $36 | ||
| Jan 22, 2026 | DA Davidson | Reiterate | Buy | $36 | $39 | |
| Dec 16, 2025 | Stephens | Target | $32.50 | $33 | ||
| Dec 16, 2025 | Stephens & Co. | Downgrade | Overweight | Equal Weight |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 23, 2026Q2 FY26 | $0.79 | $0.79 | −0.5% | $123.5M | $128.4M | +4.0% | +0.84% |
| Apr 23, 2026Q1 FY26 | $0.77 | $0.74 | −3.9% | $122.0M | $124.0M | +1.6% | −5.49% |
| Jan 21, 2026Q4 FY25 | $0.70 | $0.79 | +12.9% | $118.1M | $123.8M | +4.8% | +3.51% |
| Oct 23, 2025Q3 FY25 | $0.69 | $0.61 | −11.1% | $112.9M | $115.6M | +2.4% | +1.49% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $171.5M | $179.1M | $187.8M | $192.0M | $184.7M | $186.5M | |
| Gross profit | $94.2M | $100.5M | $102.3M | $112.9M | $111.3M | $112.6M | |
| Operating income | $28.7M | $40.2M | $40.1M | $47.8M | $48.5M | $47.9M | |
| Net income | $21.5M | $29.7M | $27.7M | $31.9M | $34.6M | $34.8M | |
| Diluted EPS | $0.45 | $0.65 | $0.59 | $0.68 | $0.76 | $0.75 | |
| Gross margin | 54.9% | 56.1% | 54.5% | 58.8% | 60.2% | 60.4% | |
| Operating margin | 16.7% | 22.4% | 21.4% | 24.9% | 26.3% | 25.7% |
Fiscal years (4-quarter sums)FY21 $426.7M · FY22 $477.4M · FY23 $645.6M · FY24 $646.2M · FY25 $730.4M
Balance sheet, Jun 30, 2026Cash & short-term investments $3.54B · Total debt $655.8M · Total assets $15.01B · Shareholders' equity $1.52B
Dividends
Raised for 4 straight years — most recently to $0.25 from $0.24 in Apr 2023. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jul 17, 2026 | Jul 17 | Jul 24 | $0.25 | |
| Apr 17, 2026 | Apr 17 | Apr 24 | $0.25 | |
| Jan 16, 2026 | Jan 16 | Jan 23 | $0.25 | |
| Oct 17, 2025 | Oct 17 | Oct 24 | $0.25 | |
| Jul 17, 2025 | Jul 17 | Jul 24 | $0.25 | |
| Apr 17, 2025 | Apr 17 | Apr 24 | $0.25 | |
| Jan 17, 2025 | Jan 17 | Jan 24 | $0.25 | |
| Oct 17, 2024 | Oct 17 | Oct 24 | $0.25 |
Ownership
Institutions and insiders are filed separately and overlap, so together they can pass the whole company. No split is drawn from them.
Shares outstanding 44.11M · Float 42.38M · 96.1% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 6.20M | 14.05% | 13F | Aug 7, 2026 |
| Wellington Management Group LLP | 3.41M | 7.72% | 13F | Aug 14, 2026 |
| T. Rowe Price Investment Management, Inc. | 3.17M | 7.20% | 13G | Aug 14, 2026 |
| Dimensional Fund Advisors LP | 2.43M | 5.52% | 13F | Aug 11, 2026 |
| State Street Corp | 2.04M | 4.61% | 13F | Aug 7, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 13, 2026 | Basswood Capital Management, L.L.C. | director, other: Director-by-Deputization | −7,170 | $41.40 |
| Aug 12, 2026 | Basswood Capital Management, L.L.C. | director, other: Director-by-Deputization | −32,335 | $40.96 |
| Aug 11, 2026 | Basswood Capital Management, L.L.C. | director, other: Director-by-Deputization | −8,674 | $40.59 |
| Aug 6, 2026 | Raymond A. Nielsen | director | −1,800 | $41.73 |
| Aug 3, 2026 | Basswood Capital Management, L.L.C. | director, other: Director-by-Deputization | −20,687 | $41.17 |
Peers
- Flagstar Bank
NY metro multifamily and commercial bank with deep local deposit overlap
- Valley National Bancorp
NY/NJ regional bank overlapping in CRE, deposits, and treasury
- ConnectOne Bancorp
NY/NJ metro commercial bank with Long Island loan and deposit overlap
- OceanFirst
NJ/NY regional bank with added Long Island and NYC borough reach
- Metropolitan Bank
NYC commercial bank focused on middle-market and public-entity clients
- M&T Bank
Large New York regional bank competing for commercial and public clients
- BankUnited
Commercially focused regional bank with New York market operations
- Hanover Bancorp
Long Island community commercial bank with municipal and CRE overlap
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Dime Commercial Bancshares | $40.47 | −0.02% | $1.79B | 14.6 | 10.7 | 2.4 | +17.1% |
| Flagstar Bank | $13.45 | +0.04% | $5.61B | 723.1 | 17.4 | 1.3 | +4.0% |
| Valley National Bancorp | $13.92 | 0.00% | $7.71B | 11.6 | 9.8 | 2.6 | +13.3% |
| ConnectOne Bancorp | $31.73 | 0.00% | $1.60B | 9.9 | 9.1 | 2.6 | +46.0% |
| OceanFirst | $18.88 | −0.11% | $1.14B | 22.3 | 9.3 | 1.6 | +36.3% |
| Metropolitan Bank | $91.79 | −0.20% | $1.14B | 11.6 | 9.0 | 2.7 | +22.0% |
| M&T Bank | $237.29 | −0.08% | $34.39B | 12.5 | 11.9 | 2.8 | +5.7% |
| BankUnited | $46.39 | −0.01% | $3.37B | 13.0 | 10.9 | 1.8 | +3.9% |
| Hanover Bancorp | $26.81 | −0.24% | $191.9M | 21.0 | 10.0 | 1.4 | −45.1% |
| Median | 12.8 | 9.9 | 2.2 | +9.5% |