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EXFY · NASDAQ · Software - Application

Expensify

Manages expenses, corporate cards, payments and travel in one member-facing app.

$2.56

After-hours close−0.01 (−0.39%)

At close$2.57(+0.39%)

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Profile

Expensify, Inc.EXFYInformation Technology

Brings expense reports, corporate cards, receipt capture, bill pay, invoicing, payroll, and travel into one app. Its self-serve, bottom-up distribution model is paired with a single reportable segment.

Manages business expenses through reports, corporate cards and receipt capture, with bill pay, invoicing, payroll and travel extending the app beyond expense tracking. The member-facing workflow connects card controls, reimbursements, bills, invoices and travel booking for individuals and businesses.

Customer acquisition relies on a self-serve, bottom-up distribution model supported by word-of-mouth marketing. Receipt processing can turn a photographed receipt into a report for submission, approval and reimbursement. Product work includes AI-assisted expense workflows, reporting and mobile receipt management. Financial information is reviewed as a single reportable segment, and card interchange is accounted for as revenue.

Company facts

CEODavid Barrett

ListedNov 10, 2021

ExchangeNASDAQ

HeadquartersPortland, OR

CountryUnited States

Employees117

CIK0001476840

ISINUS30219Q1067

Key statistics

Market cap$248.8M

EPS (ttm)−$0.1666

P/E (ttm)−15.49

ROE-11.5%

P/B1.83

P/S1.80

Dividend yield—

Beta1.30vs XLK 0.51

Year to date +77.2% · Average volume (30d) 1.1M

Analysts

Price target, next 12 months$13.75+432.9%Median of 10 analysts · vs the Aug 28 close

ConsensusBuy5 of 10 analysts rate it buy or better

Ratings

Strong buyBuyHoldSellStrong sell

Target range

Last close $2.58

High$25.00+869.0%

Median$13.75+432.9%

Low$2.50−3.1%

12 months agoNowIn 12 months

Latest analyst notes

Date	Firm	Action	Prior rating	Rating
Aug 7, 2026	Citigroup	Upgrade	Market Outperform	Outperform
Aug 7, 2026	Citizens	Upgrade	Market Perform	Market Outperform
Nov 25, 2024	JMP Securities	Downgrade	Market Outperform	Market Perform

Earnings

EPS

Estimate$0.02

ReportedDue Nov 5, 2026

Revenue

Estimate$33.9M

ReportedDue Nov 5, 2026

History

Report date	EPS est	EPS	Surprise	Revenue est	Revenue	Surprise	Next session
Aug 6, 2026Q2 FY26	$0.02	$0.04	+100.0%	$33.7M	$33.9M	+0.5%	+35.86%
May 7, 2026Q1 FY26	$0.02	$0.04	+100.0%	$34.3M	$34.0M	−0.8%	−8.11%
Feb 26, 2026Q4 FY25	$0.04	−$0.03	−175.0%	$35.5M	$35.2M	−0.9%	−23.38%
Nov 6, 2025Q3 FY25	$0.05	$0.04	−13.3%	$35.5M	$35.1M	−1.2%	−12.74%

View details

Financial highlights

	Q1 FY25	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26
Revenue	$36.1M	$35.8M	$35.1M	$35.2M	$34.0M	$33.9M
Gross profit	$18.2M	$18.6M	$17.4M	$17.3M	$16.2M	$16.3M
Operating income	−$1.5M	−$10.3M	−$2.3M	−$3.9M	−$2.0M	−$2.9M
Net income	−$3.2M	−$8.8M	−$2.3M	−$7.1M	−$2.3M	−$3.9M
Diluted EPS	−$0.03	−$0.10	−$0.03	−$0.08	−$0.02	−$0.04
Gross margin	50.6%	51.9%	49.6%	49.2%	47.6%	48.2%
Operating margin	-4.1%	-28.9%	-6.4%	-11.2%	-5.8%	-8.6%

Fiscal years (4-quarter sums)FY21 $142.8M · FY22 $169.5M · FY23 $150.7M · FY24 $139.2M · FY25 $142.1M

Revenue by product · Q2 FY26

Subscription Fees$30.8M · 84%

Interchange$5.9M · 16%

Product And Service, Other$122.0K · 0%

Revenue by geography · Q2 FY26

United States$30.7M · 91%

Non-US$3.1M · 9%

Balance sheet, Jun 30, 2026Cash & short-term investments $65.8M · Total debt $0 · Total assets $185.4M · Shareholders' equity $134.6M

Dividends

No dividends on record.

Ownership

Institutions 31.51%30.38M sharesInsiders 4.90%4.73M sharesOther 63.59%61.33M shares

Shares outstanding 96.44M · Float 59.84M · 62.1% free float

Top shareholders13F · 13D/G · Form 4

Holder	Shares	% outstanding	Form	Filed
McLaughlin Steven J. · 10 percent owner	12.20M	12.65%	Form 4	Mar 18, 2026
BlackRock, Inc.	3.99M	4.14%	13F	May 13, 2026
Palogic Value Management, L.P.	2.52M	2.62%	13F	May 15, 2026
Verition Fund Management LLC	2.35M	2.44%	13F	May 15, 2026
Vanguard Capital Management LLC	2.31M	2.39%	13F	May 15, 2026

Insider tradesForm 4

Date	Insider	Role	Shares	Avg price
Jun 15, 2026	Divo Carlos Eduardo Alvarez	director	−10,700	$1.28
Apr 1, 2026	David Michael Barrett	director, officer: Chief Executive Officer	−30,000	$0.8500
Mar 24, 2026	Jason Fahr Mills	director	−1,786	$0.8400
Mar 17, 2026	Jason Fahr Mills	director	−6,770	$0.7600
Mar 24, 2026	David Michael Barrett	director, officer: Chief Executive Officer	−10,114	$0.8400