F.N.B. (FNB)
Provides regional commercial and consumer banking alongside wealth management and insurance services.
$17.54
vs last close−0.08 (−0.45%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 594 | 545 | 631 | 645 | 672 | 620 | 647 | 674 | 694 | 680 | 660 | 675 |
| Cost of revenue | 212 | 221 | 238 | 261 | 283 | 270 | 253 | 261 | 261 | 241 | 228 | 234 |
| Gross profit | 382 | 324 | 393 | 384 | 389 | 350 | 394 | 413 | 433 | 439 | 432 | 441 |
| 218 | 265 | 237 | 227 | 249 | 248 | 246 | 247 | 243 | 273 | 258 | 253 | |
| 127 | 156 | 147 | 135 | 142 | 142 | 148 | 144 | 143 | 181 | 186 | 218 | |
| Selling & marketing | 5 | 4 | 5 | 4 | 6 | 6 | 5 | 5 | 5 | 0 | 0 | 4 |
| General & administrative | 122 | 152 | 142 | 131 | 136 | 136 | 143 | 139 | 138 | 181 | 186 | 214 |
| Other expenses | 91 | 109 | 90 | 92 | 107 | 106 | 98 | 103 | 100 | 92 | 71 | 36 |
| Operating income | 164 | 59 | 156 | 157 | 140 | 102 | 147 | 166 | 190 | 166 | 174 | 188 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 513 | 532 | 543 | 557 | 583 | 569 | 559 | 583 | 596 | 593 | 576 | 578 |
| Interest expense | 187 | 207 | 224 | 241 | 260 | 247 | 236 | 235 | 237 | 222 | 210 | 212 |
| Income before tax | 164 | 59 | 156 | 157 | 140 | 102 | 147 | 166 | 190 | 166 | 174 | 188 |
| Income tax expense | 19 | 8 | 34 | 34 | 30 | −8 | 31 | 36 | 40 | −3 | 37 | 39 |
| Net income from continuing operations | 145 | 51 | 122 | 123 | 110 | 110 | 117 | 130 | 150 | 169 | 137 | 149 |
| Net income | 145 | 51 | 122 | 123 | 110 | 110 | 117 | 130 | 150 | 169 | 137 | 149 |
| EPS, basic | $0.40 | $0.13 | $0.32 | $0.34 | $0.30 | $0.30 | $0.32 | $0.36 | $0.42 | $0.47 | $0.38 | $0.42 |
| EPS, diluted | $0.40 | $0.13 | $0.32 | $0.34 | $0.30 | $0.30 | $0.32 | $0.36 | $0.41 | $0.47 | $0.38 | $0.42 |
| Weighted average shares, basic | 361 | 374 | 361 | 361 | 361 | 366 | 364 | 359 | 359 | 359 | 360 | 354 |
| Weighted average shares, diluted | 362 | 374 | 363 | 363 | 362 | 366 | 364 | 362 | 362 | 362 | 360 | 357 |
| EBITDA | 183 | 76 | 170 | 175 | 157 | 120 | 166 | 185 | 208 | 188 | 197 | 188 |
| Depreciation & amortization | 19 | 17 | 14 | 18 | 17 | 18 | 18 | 19 | 18 | 22 | 23 | 0 |
| EBIT | 164 | 59 | 156 | 157 | 140 | 102 | 147 | 166 | 190 | 166 | 174 | 188 |