FS Bancorp (FSBW)
Runs 1st Security Bank's branch banking and home-lending platform across the Pacific Northwest.
$43.27
At close+0.84 (+1.98%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 48 | 50 | 41 | 51 | 52 | 59 | 51 | 53 | 56 | 57 | 55 | 11 |
| Cost of revenue | 13 | 15 | 16 | 17 | 17 | 17 | 17 | 19 | 20 | 17 | 19 | 19 |
| Gross profit | 35 | 34 | 25 | 35 | 35 | 42 | 34 | 35 | 36 | 40 | 35 | −8 |
| 23 | 22 | 15 | 23 | 25 | 32 | 25 | 25 | 25 | 26 | 26 | 2 | |
| 15 | 14 | 14 | 14 | 15 | 15 | 15 | 2 | 15 | 26 | 1 | 2 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 14 | 13 | 14 | 14 | 15 | 15 | 15 | 1 | 15 | 26 | 1 | 1 |
| Other expenses | 9 | 8 | 0 | 9 | 10 | 17 | 9 | 23 | 9 | 0 | 24 | 0 |
| Operating income | 11 | 12 | 11 | 11 | 10 | 10 | 9 | 10 | 12 | 14 | 10 | −10 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −4 | 0 | 20 | |
| Interest income | 43 | 44 | 45 | 46 | 47 | 47 | 47 | 49 | 51 | 51 | 49 | −47 |
| Interest expense | 13 | 14 | 15 | 16 | 16 | 16 | 16 | 17 | 17 | 17 | 17 | 17 |
| Income before tax | 11 | 12 | 11 | 11 | 10 | 10 | 9 | 10 | 12 | 10 | 10 | 10 |
| Income tax expense | 3 | 2 | 2 | 2 | 0 | 2 | 1 | 2 | 2 | 2 | 2 | 2 |
| Net income from continuing operations | 9 | 10 | 8 | 9 | 10 | 7 | 8 | 8 | 9 | 8 | 8 | 8 |
| Net income | 9 | 10 | 8 | 9 | 10 | 7 | 8 | 8 | 9 | 8 | 8 | 8 |
| EPS, basic | $1.15 | $1.25 | $1.07 | $1.15 | $1.32 | $0.94 | $1.02 | $1.00 | $1.20 | $1.12 | $1.04 | $1.08 |
| EPS, diluted | $1.13 | $1.23 | $1.06 | $1.13 | $1.29 | $0.92 | $1.01 | $0.99 | $1.18 | $1.10 | $1.02 | $1.04 |
| Weighted average shares, basic | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 |
| Weighted average shares, diluted | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 |
| EBITDA | 15 | 15 | 13 | 14 | 12 | 12 | 12 | 14 | 15 | 15 | 12 | −12 |
| Depreciation & amortization | 3 | 3 | 3 | 3 | 2 | 3 | 2 | 4 | 3 | 1 | 2 | −2 |
| EBIT | 11 | 12 | 11 | 11 | 10 | 10 | 9 | 10 | 12 | 14 | 10 | −10 |