Green Dot
Provides card, cash-deposit, tax-refund, and disbursement services for consumers and partners.
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Profile
Provides card, tax-refund, cash-deposit, and disbursement services through B2B Services, Consumer Services, and Money Movement Services. A bank-owned platform links consumer and partner offerings, while a pending separation remains subject to banking approvals.
Provides debit, credit, prepaid, and payroll cards alongside tax refunds, cash deposits, and disbursements. The business is reported through B2B Services, Consumer Services, and Money Movement Services.
A bank-owned platform grew from retail prepaid cards into payments and banking infrastructure. B2B Services works with partners, Consumer Services serves card and account users, and Money Movement Services handles funds and tax-refund processing.
Operations remain shaped by bank-holding-company regulation and Federal Reserve consumer-compliance remediation requirements. A pending transaction would separate non-bank fintech operations from Green Dot Bank, subject to banking approvals and other closing conditions.
Company facts
Categories
Key statistics
Year to date +6.0% · Average volume (30d) 355.6K
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior target | Target |
|---|---|---|---|---|
| Mar 17, 2026 | Craig-Hallum | Target | $18 | |
| Nov 25, 2025 | Northland Securities | Target | $18 | $14.25 |
| Oct 15, 2025 | Northland Securities | Target | $16 | $18 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Aug 10, 2026Q2 FY26 | $0.37 | $0.26 | −29.7% | $541.2M | $591.3M | +9.3% | +1.13% |
| May 11, 2026Q1 FY26 | $0.88 | $1.12 | +27.3% | $597.4M | $652.0M | +9.1% | +1.45% |
| Mar 16, 2026Q4 FY25 | −$0.10 | −$0.08 | +20.0% | $508.1M | $519.7M | +2.3% | +6.29% |
| Nov 10, 2025Q3 FY25 | −$0.11 | $0.06 | +154.5% | $508.1M | $494.8M | −2.6% | −3.98% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $558.9M | $504.2M | $494.8M | $522.6M | $656.2M | $595.9M | |
| Gross profit | $187.0M | $145.5M | $120.5M | $117.5M | $198.6M | $118.4M | |
| Operating income | $60.7M | $13.4M | −$32.8M | −$27.0M | $70.9M | $4.9M | |
| Net income | $25.8M | −$47.0M | −$30.8M | −$46.8M | $53.8M | −$2.1M | |
| Diluted EPS | $0.47 | −$0.85 | −$0.56 | −$0.84 | $0.93 | −$0.04 | |
| Gross margin | 33.5% | 28.9% | 24.4% | 22.5% | 30.3% | 19.9% | |
| Operating margin | 10.9% | 2.7% | -6.6% | -5.2% | 10.8% | 0.8% |
Fiscal years (4-quarter sums)FY21 $1.43B · FY22 $1.45B · FY23 $1.50B · FY24 $1.72B · FY25 $2.08B
Revenue by product · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $1.14B · Total debt $65.5M · Total assets $6.19B · Shareholders' equity $939.4M
Dividends
No dividends on record.
Ownership
Shares outstanding 56.68M · Float 53.12M · 93.7% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| No Street GP LP | 4.25M | 7.50% | 13F | Aug 14, 2026 |
| BlackRock, Inc. | 4.22M | 7.44% | 13F | Aug 7, 2026 |
| Western Standard LLC | 3.24M | 5.72% | 13F | Aug 10, 2026 |
| Dimensional Fund Advisors LP | 3.07M | 5.41% | 13F | Aug 11, 2026 |
| American Century Companies Inc | 2.43M | 4.28% | 13F | Aug 12, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Nov 28, 2025 | J. Chris Brewster | director | −7,969 | $12.37 |
| Nov 28, 2025 | Saturnino Sixto Fanlo | director | −13,451 | $12.61 |
Peers
- Chime
Low-cost digital-banking alternative for primary-account users
- Pathward Financial
Banking-as-a-service rival in prepaid and debit issuance
- The Bancorp
Fintech-sponsor bank and prepaid-card issuer
- Marqeta
API card-issuing platform for embedded-finance programs
- Block
Cash App rival for consumer accounts, debit spend, and payments
- PayPal
Venmo rival for wallet, debit-card, and cash-movement use cases
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Green Dot | $13.34 | −0.07% | $756.1M | — | 8.3 | 0.3 | +17.3% |
| Chime | $32.96 | −0.63% | $12.65B | — | 52.4 | 5.4 | +26.8% |
| Pathward Financial | $81.50 | +0.12% | $1.72B | 10.2 | 8.7 | 2.1 | −3.1% |
| The Bancorp | $65.70 | −0.05% | $2.74B | 12.3 | 9.5 | 3.6 | −24.0% |
| Marqeta | $16.49 | +0.14% | $1.61B | 169.4 | 45.0 | 2.4 | +17.0% |
| Block | $83.54 | −0.05% | $49.74B | 149.2 | 18.3 | 2.0 | +9.3% |
| PayPal | $53.74 | +0.15% | $45.90B | 10.1 | 9.7 | 1.3 | +4.8% |
| Median | 12.3 | 14.0 | 2.3 | +7.0% |








