GDOT · NYSE · Financial - Credit Services

Green Dot

Provides card, cash-deposit, tax-refund, and disbursement services for consumers and partners.

$13.34
After-hours close−0.01 (−0.07%)
At close$13.35(−0.15%)
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Profile

Green Dot CorporationGDOTFinancials

Provides card, tax-refund, cash-deposit, and disbursement services through B2B Services, Consumer Services, and Money Movement Services. A bank-owned platform links consumer and partner offerings, while a pending separation remains subject to banking approvals.

Provides debit, credit, prepaid, and payroll cards alongside tax refunds, cash deposits, and disbursements. The business is reported through B2B Services, Consumer Services, and Money Movement Services.

A bank-owned platform grew from retail prepaid cards into payments and banking infrastructure. B2B Services works with partners, Consumer Services serves card and account users, and Money Movement Services handles funds and tax-refund processing.

Operations remain shaped by bank-holding-company regulation and Federal Reserve consumer-compliance remediation requirements. A pending transaction would separate non-bank fintech operations from Green Dot Bank, subject to banking approvals and other closing conditions.

Company facts

CEOWilliam I. Jacobs
ListedJul 22, 2010
ExchangeNYSE
HeadquartersProvo, UT
CountryUnited States
Employees900
CIK0001386278
ISINUS39304D1028

Key statistics

Market cap$756.1M
EPS (ttm)−$0.5068
P/E (ttm)−26.32
ROE-2.8%
P/B0.7989
P/S0.3332
Dividend yield
Beta0.68vs XLF 0.73

Year to date +6.0% · Average volume (30d) 355.6K

Analysts

Price target, next 12 months$18.00+34.9%Median of 39 analysts · vs the Aug 28 close
ConsensusHold13 of 39 analysts rate it buy or better

Ratings

Target range

Latest analyst notes

DateFirmActionPrior targetTarget
Mar 17, 2026Craig-HallumTarget$18
Nov 25, 2025Northland SecuritiesTarget$18$14.25
Oct 15, 2025Northland SecuritiesTarget$16$18

Earnings

EPS

Estimate$0.10
ReportedDue Nov 9, 2026

Revenue

Estimate$555.9M
ReportedDue Nov 9, 2026

History

Report dateEPS estEPSSurpriseRevenue estRevenueSurpriseNext session
Aug 10, 2026Q2 FY26$0.37$0.26−29.7%$541.2M$591.3M+9.3%+1.13%
May 11, 2026Q1 FY26$0.88$1.12+27.3%$597.4M$652.0M+9.1%+1.45%
Mar 16, 2026Q4 FY25−$0.10−$0.08+20.0%$508.1M$519.7M+2.3%+6.29%
Nov 10, 2025Q3 FY25−$0.11$0.06+154.5%$508.1M$494.8M−2.6%−3.98%
View details

Financial highlights

12 quartersQ1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$558.9M$504.2M$494.8M$522.6M$656.2M$595.9M
Gross profit$187.0M$145.5M$120.5M$117.5M$198.6M$118.4M
Operating income$60.7M$13.4M−$32.8M−$27.0M$70.9M$4.9M
Net income$25.8M−$47.0M−$30.8M−$46.8M$53.8M−$2.1M
Diluted EPS$0.47−$0.85−$0.56−$0.84$0.93−$0.04
Gross margin33.5%28.9%24.4%22.5%30.3%19.9%
Operating margin10.9%2.7%-6.6%-5.2%10.8%0.8%

Fiscal years (4-quarter sums)FY21 $1.43B · FY22 $1.45B · FY23 $1.50B · FY24 $1.72B · FY25 $2.08B

Revenue by product · Q2 FY26

Card Revenues And Other Fees$476.9M · 83%
Processing And Settlement Service$53.3M · 9%
Interchange Revenues$44.2M · 8%

Balance sheet, Jun 30, 2026Cash & short-term investments $1.14B · Total debt $65.5M · Total assets $6.19B · Shareholders' equity $939.4M

Dividends

No dividends on record.

Ownership

Institutions 83.65%47.41M sharesInsiders 3.52%2.00M sharesOther 12.83%7.27M shares

Shares outstanding 56.68M · Float 53.12M · 93.7% free float

Top shareholders13F · 13D/G · Form 4

HolderShares% outstandingFormFiled
No Street GP LP4.25M7.50%13FAug 14, 2026
BlackRock, Inc.4.22M7.44%13FAug 7, 2026
Western Standard LLC3.24M5.72%13FAug 10, 2026
Dimensional Fund Advisors LP3.07M5.41%13FAug 11, 2026
American Century Companies Inc2.43M4.28%13FAug 12, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Nov 28, 2025J. Chris Brewsterdirector−7,969$12.37
Nov 28, 2025Saturnino Sixto Fanlodirector−13,451$12.61
View details

Peers

  • Chime

    Low-cost digital-banking alternative for primary-account users

  • Pathward Financial

    Banking-as-a-service rival in prepaid and debit issuance

  • The Bancorp

    Fintech-sponsor bank and prepaid-card issuer

  • Marqeta

    API card-issuing platform for embedded-finance programs

  • Block

    Cash App rival for consumer accounts, debit spend, and payments

  • PayPal

    Venmo rival for wallet, debit-card, and cash-movement use cases

CompareAfter-hours close

CompanyPriceChange
Green Dot$13.34−0.07%$756.1M8.30.3+17.3%
Chime$32.96−0.63%$12.65B52.45.4+26.8%
Pathward Financial$81.50+0.12%$1.72B10.28.72.1−3.1%
The Bancorp$65.70−0.05%$2.74B12.39.53.6−24.0%
Marqeta$16.49+0.14%$1.61B169.445.02.4+17.0%
Block$83.54−0.05%$49.74B149.218.32.0+9.3%
PayPal$53.74+0.15%$45.90B10.19.71.3+4.8%
Median12.314.02.3+7.0%