Hanmi Financial (HAFC)
Community bank lending to Korean-American and multi-ethnic small businesses across nine states.
$31.73
vs last close−0.25 (−0.80%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 101 | 104 | 107 | 107 | 108 | 107 | 107 | 109 | 115 | 113 | 102 | 56 |
| Cost of revenue | 44 | 41 | 49 | 51 | 53 | 48 | 47 | 52 | 46 | 44 | 39 | 39 |
| Gross profit | 57 | 63 | 58 | 56 | 55 | 60 | 60 | 58 | 69 | 69 | 63 | 17 |
| 30 | 35 | 36 | 35 | 34 | 35 | 35 | 36 | 37 | 39 | 41 | 34 | |
| 21 | 21 | 22 | 21 | 21 | 21 | 22 | 23 | 23 | 3 | 38 | 34 | |
| Selling & marketing | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| General & administrative | 20 | 20 | 22 | 20 | 21 | 20 | 21 | 22 | 22 | 2 | 38 | 33 |
| Other expenses | 9 | 14 | 14 | 14 | 13 | 13 | 13 | 13 | 14 | 35 | 3 | 0 |
| Operating income | 27 | 27 | 22 | 20 | 21 | 25 | 25 | 21 | 31 | 30 | 22 | −17 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 9 | 49 | |
| Interest income | 94 | 97 | 99 | 98 | 100 | 100 | 99 | 101 | 105 | 105 | 102 | −102 |
| Interest expense | 39 | 44 | 49 | 50 | 50 | 47 | 44 | 44 | 44 | 42 | 39 | 39 |
| Income before tax | 27 | 27 | 22 | 20 | 21 | 25 | 25 | 21 | 31 | 30 | 30 | 32 |
| Income tax expense | 8 | 9 | 7 | 6 | 6 | 8 | 7 | 6 | 9 | 9 | 8 | 8 |
| Net income from continuing operations | 19 | 19 | 15 | 14 | 15 | 18 | 18 | 15 | 22 | 21 | 23 | 24 |
| Net income | 19 | 19 | 15 | 14 | 15 | 18 | 18 | 15 | 22 | 21 | 23 | 24 |
| EPS, basic | $0.62 | $0.61 | $0.50 | $0.48 | $0.49 | $0.59 | $0.59 | $0.50 | $0.73 | $0.72 | $0.76 | $0.78 |
| EPS, diluted | $0.62 | $0.61 | $0.50 | $0.48 | $0.49 | $0.58 | $0.58 | $0.50 | $0.73 | $0.70 | $0.75 | $0.79 |
| Weighted average shares, basic | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 |
| Weighted average shares, diluted | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 |
| EBITDA | 28 | 32 | 23 | 22 | 23 | 27 | 27 | 23 | 31 | 31 | 23 | −18 |
| Depreciation & amortization | 2 | 4 | 2 | 2 | 2 | 2 | 2 | 2 | −1 | 1 | 1 | −1 |
| EBIT | 27 | 27 | 22 | 20 | 21 | 25 | 25 | 21 | 31 | 30 | 22 | −17 |