Hingham Institution for Savings (HIFS)
Family-run multifamily and commercial real estate lender concentrated in a handful of coastal U.S. markets.
$294.10
vs last close−10.10 (−3.32%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 46 | 53 | 54 | 52 | 53 | 59 | 51 | 54 | 64 | 67 | 42 | 72 |
| Cost of revenue | 34 | 37 | 38 | 39 | 38 | 37 | 34 | 34 | 34 | 32 | 30 | 30 |
| Gross profit | 12 | 15 | 15 | 13 | 15 | 22 | 17 | 20 | 31 | 35 | 12 | 42 |
| 7 | 7 | 7 | 7 | 7 | 7 | 7 | 8 | 8 | 8 | 8 | 9 | |
| 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 5 | 5 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 5 | 5 |
| Other expenses | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 4 |
| Operating income | 5 | 8 | 8 | 6 | 8 | 15 | 10 | 13 | 23 | 27 | 4 | 33 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 45 | 47 | 47 | 49 | 49 | 50 | 50 | 51 | 53 | 53 | 52 | 53 |
| Interest expense | 34 | 37 | 38 | 39 | 38 | 37 | 34 | 33 | 34 | 32 | 30 | 29 |
| Income before tax | 5 | 8 | 8 | 6 | 8 | 15 | 10 | 13 | 23 | 27 | 4 | 33 |
| Income tax expense | 1 | 2 | 1 | 2 | 2 | 4 | 3 | 3 | 6 | 6 | 1 | 8 |
| Net income from continuing operations | 3 | 6 | 7 | 4 | 6 | 11 | 7 | 9 | 17 | 21 | 3 | 25 |
| Net income | 3 | 6 | 7 | 4 | 6 | 11 | 7 | 9 | 17 | 21 | 3 | 25 |
| EPS, basic | $1.53 | $2.93 | $3.17 | $1.88 | $2.68 | $5.22 | $3.27 | $4.32 | $7.93 | $9.49 | $1.30 | $11.59 |
| EPS, diluted | $1.50 | $2.89 | $3.13 | $1.88 | $2.66 | $5.18 | $3.24 | $4.28 | $7.85 | $9.39 | $1.29 | $11.49 |
| Weighted average shares, basic | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| Weighted average shares, diluted | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| EBITDA | 5 | 8 | 8 | 6 | 8 | 15 | 10 | 13 | 23 | 27 | 4 | 33 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBIT | 5 | 8 | 8 | 6 | 8 | 15 | 10 | 13 | 23 | 27 | 4 | 33 |