Huize (ADR)
Digital insurance brokerage for life, health, and property coverage across Asia.
Something off on this page? Send us feedback.
Profile
Distributes partner-underwritten life, health, and property insurance through a digital-and-consultant platform, earning commissions tied mainly to premiums. A Cayman holding-company structure and locally licensed brokerage operations connect its mainland Chinese business with expansion across Hong Kong, Singapore, and Vietnam.
Distributes partner-underwritten life, health, property, and casualty insurance through Huize.com, mobile and WeChat channels, offline consultants, and operations in Hong Kong, Singapore, and Vietnam. Commission fees, mainly tied to premiums, supply most revenue, with marketing and technology services adding a smaller contribution.
Combines product education and comparison with human and AI-assisted consultation, recommendation, underwriting workflows, payment and policy administration, renewal reminders, and claims assistance. Partner insurers, rather than the intermediary, make underwriting decisions and settle policy claims.
Operates through a Cayman Islands holding company that uses variable-interest-entity contracts for a significant part of its mainland Chinese operations; local licenses, data rules, and insurer contracts govern distribution across its markets.
Company facts
Categories
Key statistics
Year to date −39.6% · Average volume (30d) 3.9M
Analysts
No analyst consensus on record.
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Aug 20, 2026 | — | — | — | $65.0M | $105.9M | +63.1% | +26.03% |
| Mar 27, 2026Q4 FY25 | — | −$0.04 | — | $55.5M | — | — | −15.15% |
| Sep 12, 2025Q2 FY25 | — | $0.10 | — | — | $55.3M | — | −16.15% |
| Jun 6, 2025Q1 FY25 | −$0.01 | −$0.15 | −1,400.0% | — | $39.0M | — | +2.46% |
Financial highlights
| 12 quarters | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | |
|---|---|---|---|---|---|---|---|
| Revenue | $55.0M | $42.5M | $42.2M | $59.0M | $67.1M | $67.1M | |
| Gross profit | $15.3M | $14.8M | $10.9M | $16.2M | $18.1M | $18.1M | |
| Operating income | $2.0M | −$2.6M | −$1.4M | $2.1M | $129.6K | $129.6K | |
| Net income | $2.8M | −$425.7K | −$1.3M | $1.6M | $130.3K | $130.3K | |
| Diluted EPS | $5.48 | −$0.83 | −$2.53 | $3.21 | $0.26 | $0.26 | |
| Gross margin | 27.8% | 34.7% | 25.8% | 27.5% | 27.0% | 27.0% | |
| Operating margin | 3.6% | -6.0% | -3.3% | 3.6% | 0.2% | 0.2% |
Fiscal years (4-quarter sums)FY21 $334.0M · FY22 $172.3M · FY23 $177.9M · FY24 $185.8M · FY25 $235.4M
Revenue by product · FY25
Revenue by geography · FY25
Balance sheet, Dec 31, 2025Cash & short-term investments $37.8M · Total debt $13.7M · Total assets $139.6M · Shareholders' equity $61.2M
Dividends
No dividends on record.
Ownership
Shares outstanding 504.6K · Float —
Float — provider float is below the insider stake.
Insiders — filings are in the shares behind the receipt.
This listing is a depositary receipt and the Form 4 positions here are filed in the shares behind it, a different unit from the share count and in a ratio the filings never state, so no insider percentage is shown.
The provider's float is smaller than the insider stake it should exclude, so it is not shown.
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Apr 16, 2026 | Cunjun Ma | director, 10 percent owner, officer: Chief Executive Officer | +10,000 | $1.69 |
| Apr 10, 2026 | Cunjun Ma | director, 10 percent owner, officer: Chief Executive Officer | +5,000 | $1.50 |
| Apr 8, 2026 | Cunjun Ma | director, 10 percent owner, officer: Chief Executive Officer | +339 | $1.42 |
| Apr 9, 2026 | Cunjun Ma | director, 10 percent owner, officer: Chief Executive Officer | +100 | $1.45 |
| Mar 30, 2026 | Cunjun Ma | director, 10 percent owner, officer: Chief Executive Officer | +3,000 | $1.41 |
Peers
- Waterdrop (ADR)
Independent digital marketplace for Chinese life and health insurance.
- AIFU
Independent insurance-agent platform spanning life and property coverage.
- Cheche Group
Digital auto-insurance platform with adjacent protection products.
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Huize (ADR) | $1.64 | +0.61% | $842.6K | 1.4 | — | 0.0 | +91.5% |
| Waterdrop (ADR) | $1.02 | +2.74% | $359.0M | 0.9 | — | 0.5 | +73.9% |
| AIFU | $22.00 | +2.85% | $126.5M | — | 0.7 | 1.5 | — |
| Cheche Group | $15.33 | −0.78% | $36.3M | — | — | 0.1 | +78.0% |
| Median | 0.9 | 0.7 | 0.5 | +76.0% |





