Isabella Bank (ISBA)
Provides local banking and wealth-related services across Mid-Michigan.
$40.83
Pre-market+0.94 (+2.36%)
At close$39.89(+3.48%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 23 | 24 | 24 | 25 | 26 | 26 | 26 | 26 | 29 | 31 | 29 | 17 |
| Cost of revenue | 6 | 8 | 9 | 9 | 10 | 9 | 8 | 7 | 9 | 9 | 8 | 8 |
| Gross profit | 18 | 16 | 16 | 17 | 17 | 17 | 18 | 19 | 20 | 22 | 21 | 9 |
| 12 | 11 | 12 | 12 | 13 | 12 | 13 | 13 | 13 | 18 | 15 | 15 | |
| 7 | 7 | 8 | 8 | 10 | 9 | 8 | 8 | 8 | 18 | 15 | 15 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 10 | 2 | 0 | 0 | 1 | 1 | 1 | 1 |
| General & administrative | 7 | 7 | 7 | 7 | 1 | 8 | 8 | 8 | 8 | 17 | 14 | 14 |
| Other expenses | 5 | 4 | 5 | 5 | 2 | 3 | 5 | 5 | 5 | 0 | 1 | 0 |
| Operating income | 5 | 5 | 4 | 4 | 4 | 5 | 5 | 6 | 6 | 5 | 6 | −6 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 12 | |
| Interest income | 20 | 21 | 21 | 22 | 23 | 23 | 23 | 23 | 25 | 25 | 25 | −25 |
| Interest expense | 6 | 7 | 8 | 9 | 9 | 9 | 8 | 8 | 9 | 9 | 8 | 8 |
| Income before tax | 5 | 5 | 4 | 4 | 4 | 5 | 5 | 6 | 6 | 7 | 6 | 6 |
| Income tax expense | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 |
| Net income from continuing operations | 4 | 4 | 3 | 3 | 3 | 4 | 4 | 5 | 5 | 5 | 5 | 5 |
| Net income | 4 | 4 | 3 | 3 | 3 | 4 | 4 | 5 | 5 | 5 | 5 | 5 |
| EPS, basic | $0.59 | $0.51 | $0.42 | $0.47 | $0.44 | $0.54 | $0.53 | $0.68 | $0.71 | $0.64 | $0.68 | $0.69 |
| EPS, diluted | $0.58 | $0.51 | $0.42 | $0.46 | $0.44 | $0.54 | $0.53 | $0.68 | $0.71 | $0.64 | $0.68 | $0.69 |
| Weighted average shares, basic | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 |
| Weighted average shares, diluted | 8 | 7 | 8 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 |
| EBITDA | 6 | 5 | 4 | 5 | 4 | 5 | 5 | 7 | 7 | 5 | 7 | −7 |
| Depreciation & amortization | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | −1 |
| EBIT | 5 | 5 | 4 | 4 | 4 | 5 | 5 | 6 | 6 | 5 | 6 | −6 |