Isabella Bank (ISBA)
Provides local banking and wealth-related services across Mid-Michigan.
Something off on this page? Send us feedback.
Provides deposit and lending services alongside trust, investment, and insurance-related products. Its state-chartered bank franchise is concentrated in Mid-Michigan and operated through a holding-company structure.
Operating as the holding company for Isabella Bank, a state-chartered independent community bank, it provides deposit and lending services alongside trust, investment, and insurance-related products. The 1903-origin bank is wholly owned by its holding company.
The franchise is focused on Mid-Michigan, where offices serve eight counties. It serves customers and communities through local banking operations. Locally made decisions and relationship-based service are part of the bank’s stated approach.
Shares moved from OTC markets to Nasdaq. The proposed Grand River Bank acquisition would extend the footprint into new communities, subject to closing.
Company facts
Categories
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $481.1M · Total debt $145.6M · Total assets $2.22B · Shareholders' equity $248.7M
- Revenue
- $16.9M
- Operating income
- −$6.0M
- Net income
- $5.0M
Raised for 18 straight years — most recently to $0.28 from $0.27 in Dec 2022. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Sep 28, 2026 | Sep 28 | Sep 30 | $0.28 | upcoming |
| Jun 26, 2026 | Jun 26 | Jun 30 | $0.28 | |
| Mar 27, 2026 | Mar 27 | Mar 31 | $0.28 | |
| Dec 17, 2025 | Dec 17 | Dec 19 | $0.28 | |
| Sep 26, 2025 | Sep 26 | Sep 30 | $0.28 | |
| Jun 26, 2025 | Jun 26 | Jun 30 | $0.28 | |
| Mar 27, 2025 | Mar 27 | Mar 31 | $0.28 | |
| Dec 16, 2024 | Dec 16 | Dec 18 | $0.28 | |
| Sep 26, 2024 | Sep 26 | Sep 30 | $0.28 |
| Institutions43 holders · as of Mar 31, 2026 | 13.69% | 1.00M shares | |
| Insiders20 holders · as of Aug 17, 2026 | 4.87% | 356.7K shares | |
| Strategic holders1 holder · as of Nov 5, 2021 | 5.26% | 385.6K shares | |
| Otherremainder | 76.18% | 5.59M shares |
7.33M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
McGuirk Investments, LLCStrategic | 5.26% | 385,632 | 13Dfiled Nov 5, 2021 ↗ |
Vanguard Capital Management LLCInstitution | 3.74% | 274,048 | 13Fas of Mar 31, 2026 |
Thomas L. KleinhardtInsiderdirector | 1.47% | 107,710 | Form 4filed Sep 5, 2024 ↗ |
Millennium Management LLCInstitution | 1.46% | 107,356 | 13Fas of Mar 31, 2026 |
BlackRock, Inc.Institution | 1.37% | 100,201 | 13Fas of Mar 31, 2026 |
| See all 25 → | |||
13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more · Form 4 — an insider's transaction report
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 17, 2026 | Jill Bourland | director | +7 | $41.59 |
| Jul 16, 2026 | Jill Bourland | director | +8 | $39.07 |
| Jun 16, 2026 | Jill Bourland | director | +7 | $41.43 |
| May 18, 2026 | Jill Bourland | director | +7 | $41.05 |
| Apr 16, 2026 | Jill Bourland | director | +6 | $48.90 |
- Huntington Bancshares
Mid-Michigan branch rival across deposits, loans, and consumer banking
- Mercantile Bank
Michigan bank rival for local deposits and commercial banking
- Independent Bank
Lower-Michigan community-bank rival for deposits and lending
ComparePre-market
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Isabella Bank | $40.83 | +2.36% | $292.2M | 14.7 | 10.6 | 2.7 | +24.2% |
| Huntington Bancshares | $16.81 | −0.35% | $34.10B | 12.6 | 9.8 | 2.4 | +47.4% |
| Mercantile Bank | $61.21 | +0.25% | $1.05B | 10.7 | 11.1 | 2.7 | +12.8% |
| Independent Bank | $37.06 | +0.77% | $757.3M | 10.7 | 9.8 | 2.4 | +17.0% |
| Median | 10.7 | 9.8 | 2.4 | +17.0% |