Jefferson Capital (JCAP)
Buys distressed consumer receivables at a discount and collects or services them for the original lender.
$21.16
At close+0.49 (+2.37%)
In millions of USD, except per-share figures
| In millions | Q1 FY20Mar 2020 | Q2 FY20Jun 2020 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 12 | 12 | 100 | 104 | 111 | 119 | 155 | 153 | 151 | 155 | 176 | 178 |
| Cost of revenue | 2 | 3 | 28 | 30 | 31 | 37 | 39 | 46 | 50 | 47 | 67 | −23 |
| Gross profit | 10 | 9 | 72 | 73 | 79 | 82 | 116 | 107 | 101 | 107 | 109 | 201 |
| 8 | 8 | 20 | 128 | 20 | 28 | 27 | 20 | 30 | 63 | 29 | 118 | |
| Research & development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 8 | 8 | 24 | 22 | 23 | 28 | 31 | 21 | 36 | 40 | 5 | 30 | |
| Selling & marketing | 4 | 4 | 2 | 2 | 0 | 0 | 5 | 12 | 0 | 0 | 0 | 27 |
| General & administrative | 4 | 3 | 22 | 20 | 23 | 28 | 27 | 9 | 36 | 40 | 5 | 3 |
| Other expenses | 0 | 0 | −5 | 106 | −3 | 0 | −4 | −1 | −6 | 23 | 24 | 87 |
| Operating income | 2 | 1 | 52 | −55 | 59 | 54 | 89 | 87 | 70 | 44 | 80 | 81 |
| −109 | −1 | −17 | 89 | −20 | −24 | −22 | −25 | −25 | 0 | −29 | −28 | |
| Interest income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 140 | 0 | 144 | 0 | 165 |
| Interest expense | 3 | 3 | 0 | 0 | 0 | 0 | 0 | 26 | 77,184 | 29 | −31 | 30 |
| Other non-operating income | 54 | −1 | 17 | −92 | 19 | 17 | 25 | −1 | 25 | −2 | −1 | −2 |
| Income before tax | −106 | 0 | 35 | 34 | 39 | 30 | 67 | 62 | 46 | 44 | 51 | 53 |
| Income tax expense | −54 | 1 | 2 | 2 | 2 | 27 | 16 | 14 | 7 | 6 | 13 | 12 |
| Net income from continuing operations | −53 | 0 | 33 | 32 | 37 | 3 | 51 | 48 | 38 | 38 | 38 | 41 |
| Other adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | −53 | 0 | 33 | 32 | 37 | 3 | 51 | 48 | 38 | 38 | 38 | 41 |
| EPS, basic | −$2.30 | −$0.01 | $0.56 | $0.55 | $0.63 | $0.06 | $0.87 | $18.61 | $0.66 | $0.65 | $0.68 | $0.67 |
| EPS, diluted | −$2.30 | −$0.01 | $0.56 | $0.55 | $0.63 | $0.06 | $0.87 | $16.76 | $0.66 | $0.65 | $0.68 | $0.67 |
| Weighted average shares, basic | 23 | 23 | 58 | 58 | 58 | 58 | 58 | 3 | 20 | 58 | 56 | 56 |
| Weighted average shares, diluted | 23 | 23 | 58 | 58 | 58 | 58 | 58 | 3 | 20 | 58 | 56 | 56 |
| EBITDA | −48 | 6 | 36 | 38 | 41 | 42 | 67 | 89 | 46 | 45 | 83 | 85 |
| Depreciation & amortization | 4 | 4 | 2 | 1 | 1 | 5 | 3 | 1 | 1 | 1 | 1 | 1 |
| EBIT | −52 | 2 | 35 | 37 | 41 | 37 | 65 | 88 | 45 | 44 | 82 | 84 |
