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JFIN · NASDAQ · Financial - Credit Services

Jiayin Group (ADR) (JFIN)

Connects individual borrowers in China with institutional funding partners through a proprietary online platform.

$1.59

After-hours close+0.04 (+2.58%)

At close$1.55(0.00%)

In millions of USD, except per-share figures · converted from CNY at the latest rate

In millions	Q3 FY23Sep 2023	Q4 FY23Dec 2023	Q1 FY24Mar 2024	Q2 FY24Jun 2024	Q3 FY24Sep 2024	Q4 FY24Dec 2024	Q1 FY25Mar 2025	Q2 FY25Jun 2025	Q3 FY25Sep 2025	Q4 FY25Dec 2025	Q1 FY26Mar 2026	Q2 FY26Jun 2026
Revenue	219	239	220	220	216	210	265	281	219	160	112	110
Cost of revenue	81	125	99	91	63	51	50	43	43	48	49	82
Gross profit	138	114	121	130	153	159	215	239	177	112	63	28
	81	79	73	96	106	100	124	144	108	98	73	65
Research & development	11	14	12	14	14	15	13	16	16	18	0	14
	69	59	61	82	90	85	108	122	92	84	57	43
Selling & marketing	61	49	54	73	82	77	101	106	81	74	51	33
General & administrative	8	10	7	10	8	8	8	16	11	10	7	10
Other expenses	0	7	0	0	2	0	3	5	0	−4	16	8
Operating income	57	35	47	34	47	59	90	95	68	14	−10	−37
	1	30	0	10	2	−5	8	1	1	1	0	4
Interest income	0	1	0	1	0	1	1	0	0	0	0	0
Interest expense	0	0	0	0	0	0	0	0	0	0	0	0
Other non-operating income	0	0	0	0	0	0	0	0	0	—	0	−4
Income before tax	58	64	48	44	48	53	99	96	69	15	−10	−33
Income tax expense	9	9	7	9	8	12	18	19	13	0	−1	5
Net income from continuing operations	48	55	41	36	40	41	80	77	56	15	−9	−27
Net income	48	55	41	36	40	41	80	77	56	15	−9	−27
EPS, basic	$0.90	$1.03	$0.77	$0.67	$0.76	$0.78	$1.51	$1.47	$1.10	$0.29	−$0.17	−$0.52
EPS, diluted	$0.90	$1.03	$0.77	$0.67	$0.76	$0.78	$1.51	$1.47	$1.10	$0.29	−$0.17	−$0.52
Weighted average shares, basic	54	53	53	53	53	53	53	53	51	52	52	52
Weighted average shares, diluted	54	53	53	53	53	53	53	53	51	52	52	52
EBITDA	57	35	48	34	47	59	91	96	69	15	−10	−32
Depreciation & amortization	0	0	0	0	0	1	1	1	1	0	0	0
EBIT	57	35	47	34	47	59	90	95	68	15	−10	−32