9F (ADR)
Provides e-commerce, institutional technology-empowerment, and wealth-management services.
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Profile
Provides e-commerce, institutional technology-empowerment, and individual wealth-management services. The post-lending model is centered on mainland China and Hong Kong, with e-commerce conducted through third-party platforms and a Cayman/PRC VIE structure.
Provides e-commerce, technology-empowerment, and wealth-management services following the cessation of its China online-lending information-intermediary business. E-commerce services are conducted through third-party platforms, while technology empowerment serves institutional partners and wealth management serves individual customers.
Operations are centered on mainland China and Hong Kong. The corporate profile also describes consumer-financing technology expansion in Southeast Asia, along with credit assessment and consultation for financial institutions and Hong Kong online stock-investment and insurance-brokerage services.
The business operates through a Cayman holding company, PRC subsidiaries, and a VIE structure. Regulatory policy and the ability to operate the post-transition service lines shape the model.
Company facts
Key statistics
Year to date −44.3% · Average volume (30d) 253.1K
Analysts
No analyst consensus on record.
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jun 30, 2024Q1 FY24 | — | $0.00 | — | — | $9.8M | — | −0.53% |
| May 21, 2024Q1 FY24 | — | $0.00 | — | — | $10.8M | — | −2.97% |
| Mar 31, 2024Q4 FY23 | — | $0.00 | — | — | $9.9M | — | 0.00% |
| Dec 1, 2023Q3 FY23 | — | $0.00 | — | — | $10.4M | — | −3.61% |
Financial highlights
| 12 quarters | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | |
|---|---|---|---|---|---|---|---|
| Revenue | $12.4M | $12.4M | $11.3M | $11.3M | $10.2M | $10.2M | |
| Gross profit | $10.1M | $10.1M | $8.2M | $8.2M | $7.0M | $7.0M | |
| Operating income | $1.8M | $1.8M | $2.1M | $2.1M | −$1.3M | −$1.3M | |
| Net income | $2.8M | $2.8M | $16.3M | $16.3M | −$3.7M | −$3.7M | |
| Diluted EPS | $0.23 | $0.23 | $1.37 | $1.37 | −$0.33 | −$0.33 | |
| Gross margin | 80.9% | 80.9% | 72.9% | 72.9% | 68.2% | 68.2% | |
| Operating margin | 14.8% | 14.8% | 18.5% | 18.5% | -12.2% | -12.2% |
Fiscal years (4-quarter sums)FY21 $113.3M · FY22 $83.6M · FY23 $61.4M · FY24 $46.1M · FY25 $43.1M
Revenue by product · FY25
Balance sheet, Dec 31, 2025Cash & short-term investments $488.9M · Total debt $3.6M · Total assets $639.6M · Shareholders' equity $552.3M
Dividends
No dividends on record.
Ownership
Shares outstanding 11.78M · Float 4.62M · 39.3% free float
Insiders — filings are in the shares behind the receipt.
This listing is a depositary receipt and the Form 4 positions here are filed in the shares behind it, a different unit from the share count and in a ratio the filings never state, so no insider percentage is shown.
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Eversource Wealth Advisors, LLC | 105 | 0.00% | 13F | Nov 10, 2025 |
Insider tradesForm 4
Nothing filed in the last 12 months.
View detailsPeers
- Qfin (ADR)
AI-powered credit technology for financial institutions
- Alibaba Group (ADR)
E-commerce marketplace, product sales, and merchant services
- Futu (ADR)
Digital brokerage and fund distribution for individual investors
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| 9F (ADR) | $2.90 | +3.57% | $34.1M | 1.3 | — | 0.8 | — |
| Qfin (ADR) | $8.78 | −0.31% | $1.15B | 1.3 | 3.0 | 0.5 | −13.0% |
| Alibaba Group (ADR) | $118.57 | −0.26% | $284.99B | 27.1 | 18.1 | 1.8 | +14.8% |
| Futu (ADR) | $124.15 | −0.05% | $17.34B | 12.3 | 11.5 | 5.2 | +35.7% |
| Median | 12.3 | 11.5 | 1.8 | +14.8% |