KBFG (ADR) (KB)
Combines Korean retail banking with securities, cards, insurance, and Southeast Asian banking operations.
$129.22
After-hours close−0.08 (−0.06%)
At close$129.30(+0.08%)
In millions of USD, except per-share figures · converted from KRW at the latest rate
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,597 | 7,428 | 7,164 | 7,094 | 7,114 | 6,753 | 7,061 | 7,118 | 6,602 | 16,839 | 7,115 | 8,599 |
| Cost of revenue | 3,516 | 4,318 | 3,616 | 3,665 | 3,690 | 3,629 | 3,599 | 3,587 | 3,135 | 8,845 | 3,205 | 3,510 |
| Gross profit | 3,081 | 3,110 | 3,548 | 3,429 | 3,424 | 3,124 | 3,463 | 3,531 | 3,467 | 7,994 | 3,910 | 5,089 |
| 1,668 | 2,909 | 2,511 | 1,670 | 1,729 | 2,438 | 1,751 | 1,792 | 1,789 | 6,792 | 1,957 | 3,076 | |
| 1,015 | 1,067 | 1,114 | 1,076 | 1,055 | 1,392 | 1,102 | 1,201 | 1,062 | 1,868 | 1,216 | 1,402 | |
| Selling & marketing | 40 | 98 | 26 | 43 | 44 | 58 | 25 | 45 | 45 | −115 | 31 | 0 |
| General & administrative | 974 | 969 | 1,088 | 1,033 | 1,011 | 1,333 | 1,077 | 1,156 | 1,018 | 1,983 | 1,185 | 1,402 |
| Other expenses | 653 | 1,842 | 1,397 | 594 | 674 | 1,046 | 648 | 591 | 727 | 4,924 | 741 | 1,673 |
| Operating income | 1,413 | 201 | 1,037 | 1,759 | 1,695 | 686 | 1,712 | 1,739 | 1,679 | 1,202 | 1,953 | 2,013 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −248 | 0 | 15 | |
| Interest income | 5,502 | 5,741 | 5,651 | 5,649 | 5,669 | 5,662 | 5,533 | 5,407 | 5,340 | 5,360 | 5,314 | 24,060 |
| Interest expense | 3,183 | 3,295 | 3,298 | 3,255 | 3,320 | 3,209 | 3,112 | 3,101 | 2,864 | 626 | 2,839 | 21,727 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −15 |
| Income before tax | 1,413 | 201 | 1,037 | 1,759 | 1,695 | 686 | 1,712 | 1,739 | 1,679 | 954 | 1,953 | 2,028 |
| Income tax expense | 420 | 40 | 253 | 489 | 511 | 197 | 451 | 442 | 450 | 399 | 530 | 536 |
| Net income from continuing operations | 992 | 161 | 784 | 1,270 | 1,185 | 489 | 1,261 | 1,297 | 1,229 | 556 | 1,422 | 1,492 |
| Net income | 1,016 | 194 | 773 | 1,286 | 1,198 | 507 | 1,260 | 1,290 | 1,251 | 535 | 1,405 | 1,492 |
| EPS, basic | $2.57 | $0.42 | $1.94 | $3.25 | $3.04 | $1.24 | $3.29 | $3.42 | $3.31 | $1.42 | $3.83 | $4.26 |
| EPS, diluted | $2.51 | $0.42 | $1.90 | $3.25 | $3.04 | $1.24 | $3.25 | $3.39 | $3.31 | $1.40 | $3.80 | $4.26 |
| Weighted average shares, basic | 384 | 379 | 381 | 384 | 382 | 379 | 372 | 366 | 367 | 379 | 378 | 358 |
| Weighted average shares, diluted | 392 | 390 | 388 | 384 | 382 | 379 | 376 | 369 | 367 | 382 | 378 | 358 |
| EBITDA | 1,573 | 374 | 1,198 | 1,927 | 1,868 | 865 | 1,878 | 1,905 | 1,848 | 1,380 | 2,113 | 2,028 |
| Depreciation & amortization | 161 | 173 | 161 | 168 | 172 | 178 | 166 | 166 | 169 | 178 | 160 | 0 |
| EBIT | 1,413 | 201 | 1,037 | 1,759 | 1,695 | 686 | 1,712 | 1,739 | 1,679 | 1,202 | 1,953 | 2,028 |