LexinFintech (ADR) (LX)
Connects Chinese consumers and financial institutions through credit, technology, and installment-e-commerce services.
$0.7292
vs last close−0.04 (−5.14%)
In millions of USD, except per-share figures · converted from CNY at the latest rate
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 524 | 524 | 484 | 543 | 546 | 546 | 463 | 535 | 510 | 448 | 496 | 478 |
| Cost of revenue | 321 | 336 | 305 | 342 | 366 | 356 | 281 | 345 | 332 | 130 | 146 | 153 |
| Gross profit | 202 | 188 | 179 | 201 | 180 | 190 | 182 | 190 | 178 | 318 | 351 | 325 |
| 93 | 101 | 96 | 106 | 101 | 106 | 112 | 122 | 107 | 273 | 302 | 297 | |
| Research & development | 19 | 20 | 20 | 21 | 22 | 23 | 23 | 24 | 22 | 20 | 22 | 22 |
| 74 | 80 | 76 | 85 | 79 | 84 | 89 | 99 | 84 | 68 | 91 | 68 | |
| Selling & marketing | 61 | 64 | 62 | 70 | 65 | 69 | 74 | 85 | 70 | 58 | 76 | 52 |
| General & administrative | 13 | 16 | 13 | 15 | 13 | 14 | 15 | 14 | 14 | 10 | 15 | 16 |
| Other expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 185 | 188 | 208 |
| Operating income | 109 | 87 | 83 | 95 | 79 | 84 | 70 | 67 | 71 | 45 | 49 | 28 |
| −37 | −87 | −45 | −52 | −22 | −20 | 9 | 27 | 25 | −6 | −9 | −5 | |
| Interest income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 74 | 69 | 64 |
| Interest expense | 2 | 2 | 1 | 0 | 1 | 0 | 1 | 0 | 1 | 6 | 9 | 5 |
| Other non-operating income | 35 | 85 | 44 | 0 | 22 | 19 | −10 | 0 | −26 | 0 | 0 | 0 |
| Income before tax | 73 | 0 | 38 | 43 | 57 | 64 | 79 | 94 | 97 | 39 | 40 | 23 |
| Income tax expense | 17 | −1 | 8 | 9 | 11 | 10 | 15 | 18 | 19 | 8 | 10 | 8 |
| Net income from continuing operations | 55 | 2 | 30 | 34 | 46 | 54 | 64 | 76 | 78 | 32 | 30 | 15 |
| Net income | 55 | 2 | 30 | 34 | 46 | 54 | 64 | 76 | 78 | 32 | 30 | 15 |
| EPS, basic | $0.34 | $0.01 | $0.18 | $0.20 | $0.28 | $0.31 | $0.38 | $0.45 | $0.46 | $0.19 | $0.18 | $0.09 |
| EPS, diluted | $0.33 | $0.01 | $0.18 | $0.20 | $0.27 | $0.31 | $0.36 | $0.43 | $0.44 | $0.19 | $0.18 | $0.09 |
| Weighted average shares, basic | 164 | 165 | 165 | 167 | 164 | 176 | 169 | 170 | 166 | 168 | 166 | 165 |
| Weighted average shares, diluted | 178 | 166 | 167 | 168 | 168 | 176 | 180 | 179 | 178 | 173 | 168 | 167 |
| EBITDA | 75 | 2 | 39 | 95 | 58 | 65 | 80 | 67 | 97 | 45 | 49 | 28 |
| EBIT | 75 | 2 | 39 | 95 | 58 | 65 | 80 | 67 | 97 | 45 | 49 | 28 |