Midland States Bancorp (MSBI)
Provides community banking and wealth management across Illinois and the St. Louis area.
$32.66
vs last close−0.22 (−0.67%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 114 | 117 | 138 | 135 | 138 | 182 | 115 | 118 | 116 | 107 | 108 | 112 |
| Cost of revenue | 50 | 54 | 66 | 57 | 68 | 130 | 52 | 57 | 57 | 33 | 34 | 35 |
| Gross profit | 64 | 64 | 73 | 78 | 70 | 52 | 63 | 61 | 58 | 74 | 75 | 77 |
| 41 | 43 | 44 | 46 | 45 | 54 | 201 | 47 | 47 | 77 | 50 | 51 | |
| 24 | 26 | 26 | 25 | 27 | 25 | 29 | 28 | 29 | 39 | 31 | 32 | |
| Selling & marketing | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 |
| General & administrative | 23 | 25 | 25 | 24 | 26 | 24 | 28 | 27 | 28 | 39 | 31 | 32 |
| Other expenses | 17 | 17 | 18 | 21 | 18 | 29 | 172 | 18 | 17 | 38 | 20 | 19 |
| Operating income | 23 | 21 | 29 | 32 | 25 | −2 | −138 | 15 | 11 | −3 | 24 | 26 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 104 | 105 | 106 | 107 | 109 | 116 | 99 | 98 | 98 | 92 | 86 | 88 |
| Interest expense | 45 | 47 | 46 | 48 | 50 | 46 | 41 | 39 | 37 | 33 | 29 | 29 |
| Income before tax | 23 | 21 | 29 | 32 | 25 | −2 | −138 | 15 | 11 | −3 | 24 | 26 |
| Income tax expense | 12 | 6 | 6 | 6 | 5 | −1 | 3 | 3 | 4 | 0 | 6 | 6 |
| Net income from continuing operations | 11 | 14 | 23 | 26 | 20 | −1 | −141 | 12 | 8 | −3 | 18 | 20 |
| Net income | 11 | 14 | 23 | 26 | 20 | −1 | −141 | 12 | 8 | −3 | 18 | 20 |
| EPS, basic | $0.41 | $0.19 | $0.92 | $1.06 | $0.74 | −$0.15 | −$6.50 | $0.45 | $0.24 | −$0.24 | $0.76 | $0.84 |
| EPS, diluted | $0.41 | $0.19 | $0.92 | $1.06 | $0.74 | −$0.15 | −$6.50 | $0.45 | $0.24 | −$0.24 | $0.76 | $0.84 |
| Weighted average shares, basic | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 21 | 21 |
| Weighted average shares, diluted | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 21 | 21 |
| EBITDA | 26 | 24 | 32 | 35 | 28 | 1 | −135 | 18 | 14 | 0 | 27 | 28 |
| Depreciation & amortization | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| EBIT | 23 | 21 | 29 | 32 | 25 | −2 | −138 | 15 | 11 | −3 | 24 | 26 |