MVB Financial (MVBF)
Combines regional banking with nationwide fintech banking for payments, banking-as-a-service, and gaming.
$30.45
After-hours close−0.03 (−0.10%)
At close$30.48(+0.59%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 55 | 57 | 59 | 53 | 53 | 63 | 49 | 48 | 42 | 56 | 53 | 67 |
| Cost of revenue | 18 | 16 | 22 | 19 | 21 | 18 | 17 | 19 | 22 | 19 | 18 | 21 |
| Gross profit | 37 | 40 | 37 | 34 | 32 | 45 | 33 | 29 | 20 | 37 | 35 | 46 |
| 31 | 31 | 31 | 28 | 29 | 32 | 28 | 26 | −3 | 32 | 28 | 30 | |
| 17 | 16 | 17 | 17 | 18 | 20 | 17 | 17 | 22 | 17 | 18 | 18 | |
| General & administrative | 17 | 16 | 17 | 17 | 18 | 20 | 17 | 17 | 22 | 17 | 18 | 18 |
| Other expenses | 14 | 15 | 14 | 11 | 11 | 12 | 10 | 9 | −25 | 14 | 10 | 13 |
| Operating income | 5 | 9 | 6 | 6 | 3 | 12 | 5 | 3 | 23 | 5 | 7 | 16 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 48 | 50 | 50 | 46 | 47 | 43 | 43 | 42 | 44 | 45 | 45 | 49 |
| Interest expense | 18 | 19 | 20 | 19 | 20 | 18 | 17 | 17 | 18 | 17 | 16 | 16 |
| Income before tax | 5 | 9 | 6 | 6 | 3 | 12 | 5 | 3 | 23 | 5 | 7 | 16 |
| Income tax expense | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 6 | 1 | 2 | 4 |
| Net income from continuing operations | 4 | 8 | 5 | 4 | 2 | 9 | 4 | 2 | 17 | 4 | 5 | 12 |
| Net income | 4 | 8 | 4 | 4 | 2 | 9 | 4 | 2 | 17 | 4 | 5 | 12 |
| EPS, basic | $0.30 | $0.62 | $0.35 | $0.32 | $0.16 | $0.73 | $0.28 | $0.16 | $1.36 | $0.33 | $0.41 | $0.95 |
| EPS, diluted | $0.29 | $0.61 | $0.34 | $0.31 | $0.16 | $0.72 | $0.27 | $0.15 | $1.32 | $0.32 | $0.39 | $0.93 |
| Weighted average shares, basic | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 |
| Weighted average shares, diluted | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 |
| EBITDA | 6 | 10 | 7 | 7 | 4 | 13 | 6 | 4 | 24 | 6 | 7 | 16 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 |
| EBIT | 5 | 9 | 6 | 6 | 3 | 12 | 5 | 3 | 23 | 5 | 7 | 16 |