NATL · NYSE · Software - Application

NCR Atleos

Runs ATM hardware, software, managed services, and the Allpoint access network.

$46.26
After-hours close−0.01 (−0.02%)
At close$46.27(+0.57%)
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Profile

NCR Atleos CorporationNATLInformation Technology

Sells ATM and ITM hardware, software, maintenance, and outsourced operations while earning transaction and branding fees from Allpoint and other managed networks. Self-Service Banking supplies most revenue, with Network and Telecommunications & Technology extending the model across retailers, fintechs, and enterprise infrastructure clients.

Builds and runs self-service banking systems for financial institutions, fintechs, and retailers. Self-Service Banking combines ATM and ITM hardware, AMP software, installation, maintenance, managed services, and end-to-end ATM as a Service. Network earns transaction, interchange, branding, and recurring service fees through Allpoint, ReadyCode, and managed retail ATM fleets. Telecommunications & Technology supplies managed network and infrastructure services to communications providers and technology manufacturers.

Operates ATM networks in multiple countries and services machines across a broader global footprint, supported by a large field-service organization. Its integrated hardware, software, and operations let customers outsource an entire ATM channel or buy modules separately. Service continuity depends on network availability, cybersecurity, merchant participation, cash-replenishment partners, and financial-services compliance. A Brink’s acquisition remains pending regulatory approvals and other closing conditions.

Company facts

CEOTimothy C. Oliver
ListedOct 17, 2023
ExchangeNYSE
HeadquartersAtlanta, GA
CountryUnited States
Employees20,000
CIK0001974138
ISINUS63001N1063

Key statistics

Market cap$3.41B
EPS (ttm)$2.56
P/E (ttm)18.07
ROE49.2%
P/B7.36
P/S0.7725
Dividend yield
Beta0.75vs XLK −0.50

Year to date +24.3% · Average volume (30d) 653.3K

Analysts

Price target, next 12 months$50.40+8.9%Median of 4 analysts · vs the Aug 28 close
ConsensusHold0 of 4 analysts rate it buy or better

Ratings

Target range

Latest analyst notes

DateFirmActionPrior ratingRatingPrior targetTarget
Mar 4, 2026Stifel NicolausTarget$31$50.40
Feb 27, 2026WedbushDowngradeOutperformNeutral
Feb 27, 2026DA DavidsonDowngradeBuyNeutral

Earnings

EPS

Estimate$1.19
ReportedDue Nov 4, 2026

Revenue

Estimate$1.14B
ReportedDue Nov 4, 2026

History

Report dateEPS estEPSSurpriseRevenue estRevenueSurpriseNext session
Aug 5, 2026Q2 FY26$0.98$1.49+52.8%$1.13B$1.10B−2.7%−0.40%
May 6, 2026Q1 FY26$0.87$0.65−25.5%$1.05B$1.04B−0.3%−1.18%
Feb 26, 2026Q4 FY25$1.32$1.49+12.9%$1.15B$1.15B+0.4%+5.76%
Nov 5, 2025Q3 FY25$1.05$1.09+3.8%$1.11B$1.08B−3.3%−7.48%
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Financial highlights

12 quartersQ1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$980.0M$1.10B$1.12B$1.15B$1.04B$1.10B
Gross profit$235.0M$253.0M$271.0M$306.0M$234.0M$309.0M
Operating income$96.0M−$120.0M$110.0M$156.0M$84.0M$156.0M
Net income$17.0M$45.0M$26.0M$83.0M$22.0M$65.0M
Diluted EPS$0.23$0.60$0.32$1.09$0.29$0.86
Gross margin24.0%22.9%24.2%26.6%22.4%28.0%
Operating margin9.8%-10.9%9.8%13.5%8.1%14.1%

Fiscal years (4-quarter sums)FY22 $4.36B · FY23 $4.19B · FY24 $4.32B · FY25 $4.36B

Revenue by product · Q2 FY26

Recurring Revenue$776.0M · 70%
All Other Products And Services$327.0M · 30%

Revenue by geography · Q2 FY26

United States$513.0M · 47%
EMEA$352.0M · 32%
Americas (Excluding United States)$120.0M · 11%
APJ$118.0M · 11%

Balance sheet, Jun 30, 2026Cash & short-term investments $429.0M · Total debt $2.94B · Total assets $5.66B · Shareholders' equity $464.0M

Dividends

No dividends on record.

Ownership

Institutions 102.31%Insiders 1.60%

A 13F quarter can total more than the shares outstanding — sub-advisers file the same block twice, and a filer's own share count can be a quarter stale. No split is drawn from it.

Shares outstanding 73.80M · Float 73.31M · 99.3% free float

Top shareholders13F · 13D/G · Form 4

HolderShares% outstandingFormFiled
BlackRock, Inc.10.82M14.67%13FAug 7, 2026
Vanguard Portfolio Management LLC4.28M5.81%13FAug 13, 2026
Bank of America Corp /DE/3.97M5.38%13FAug 14, 2026
Vanguard Capital Management LLC3.32M4.50%13FAug 13, 2026
State Street Corp2.95M4.00%13FAug 7, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Nov 19, 2025Michelle M. Frymiredirector−8,786$35.02
View details

Peers

CompareAfter-hours close

CompanyPriceChange
NCR Atleos$46.26−0.02%$3.41B18.19.70.8−0.1%
Diebold Nixdorf$66.44−1.38%$2.29B22.010.50.6+1.4%
Brink's$110.42−0.46%$4.57B25.711.40.8+7.0%
Euronet Worldwide$69.95−0.03%$2.66B11.06.30.6+3.2%
Median22.010.50.6+3.2%