National Bank (NBHC)
Runs regional banking brands across central and western US markets.
$40.44
vs last close+0.21 (+0.52%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 144 | 149 | 148 | 145 | 155 | 146 | 144 | 147 | 152 | 141 | 177 | 128 |
| Cost of revenue | 39 | 50 | 48 | 52 | 52 | 48 | 53 | 44 | 43 | 40 | 54 | 0 |
| Gross profit | 104 | 99 | 100 | 93 | 103 | 98 | 91 | 103 | 109 | 101 | 123 | 128 |
| 59 | 61 | 61 | 62 | 63 | 63 | 61 | 62 | 66 | 72 | 97 | 95 | |
| 38 | 37 | 39 | 39 | 40 | 38 | 37 | 40 | 40 | 38 | 2 | 71 | |
| Selling & marketing | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 |
| General & administrative | 37 | 36 | 38 | 38 | 39 | 37 | 36 | 39 | 39 | 38 | 2 | 71 |
| Other expenses | 21 | 24 | 23 | 23 | 23 | 25 | 24 | 22 | 26 | 34 | 95 | 24 |
| Operating income | 45 | 39 | 39 | 32 | 40 | 35 | 30 | 42 | 43 | 28 | 26 | 33 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −9 | 0 | 0 | |
| Interest income | 125 | 134 | 131 | 132 | 138 | 136 | 129 | 131 | 132 | 126 | 159 | 162 |
| Interest expense | 38 | 45 | 48 | 49 | 50 | 46 | 43 | 44 | 44 | 40 | 50 | 53 |
| Income before tax | 45 | 39 | 39 | 32 | 40 | 35 | 30 | 42 | 43 | 19 | 26 | 33 |
| Income tax expense | 9 | 6 | 7 | 6 | 7 | 7 | 6 | 8 | 8 | 3 | 5 | 6 |
| Net income from continuing operations | 36 | 33 | 31 | 26 | 33 | 28 | 24 | 34 | 35 | 16 | 21 | 26 |
| Other adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | 36 | 33 | 31 | 26 | 33 | 28 | 24 | 34 | 35 | 16 | 21 | 26 |
| EPS, basic | $0.95 | $0.87 | $0.82 | $0.68 | $0.86 | $0.73 | $0.63 | $0.89 | $0.92 | $0.42 | $0.54 | $0.69 |
| EPS, diluted | $0.94 | $0.87 | $0.82 | $0.68 | $0.86 | $0.73 | $0.63 | $0.88 | $0.92 | $0.42 | $0.54 | $0.69 |
| Weighted average shares, basic | 38 | 38 | 38 | 38 | 38 | 38 | 38 | 38 | 38 | 38 | 38 | 38 |
| Weighted average shares, diluted | 38 | 38 | 38 | 38 | 38 | 39 | 38 | 38 | 38 | 38 | 38 | 38 |
| EBITDA | 52 | 45 | 45 | 38 | 46 | 41 | 36 | 47 | 51 | 30 | 35 | 44 |
| Depreciation & amortization | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 8 | 2 | 9 | 11 |
| EBIT | 45 | 39 | 39 | 32 | 40 | 35 | 30 | 42 | 43 | 28 | 26 | 33 |
