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NBTB · NASDAQ · Banks - Regional

NBT Bancorp (NBTB)

Community banking, wealth, retirement-plan administration and insurance across the Northeast.

$50.61

vs last close−0.24 (−0.47%)

In millions of USD, except per-share figures

In millions	Q3 FY23Sep 2023	Q4 FY23Dec 2023	Q1 FY24Mar 2024	Q2 FY24Jun 2024	Q3 FY24Sep 2024	Q4 FY24Dec 2024	Q1 FY25Mar 2025	Q2 FY25Jun 2025	Q3 FY25Sep 2025	Q4 FY25Dec 2025	Q1 FY26Mar 2026	Q2 FY26Jun 2026
Revenue	177	189	192	193	201	199	201	224	239	238	233	235
Cost of revenue	55	57	57	62	57	54	55	71	56	57	54	55
Gross profit	122	132	134	131	144	146	146	153	183	181	179	181
	90	92	91	89	95	100	99	122	111	112	112	111
	52	53	58	58	62	64	64	22	23	−21	80	78
Selling & marketing	1	1	1	1	1	1	1	1	1	1	0	0
General & administrative	51	52	57	57	61	63	62	21	22	−22	80	78
Other expenses	39	39	33	31	33	36	36	100	88	132	32	33
Operating income	32	40	43	42	49	46	47	31	72	70	67	69
	0	0	0	0	0	0	0	0	0	0	0	0
Interest income	137	151	147	151	156	158	154	178	190	189	183	186
Interest expense	42	52	52	54	55	52	47	53	56	53	48	49
Income before tax	32	40	43	42	49	46	47	31	72	70	67	69
Income tax expense	7	9	9	9	11	10	10	8	17	14	16	16
Net income from continuing operations	25	30	34	33	38	36	37	23	54	56	51	53
Net income	25	30	34	33	38	36	37	23	54	56	51	53
EPS, basic	$0.54	$0.65	$0.72	$0.69	$0.81	$0.76	$0.78	$0.48	$1.04	$1.06	$0.98	$1.02
EPS, diluted	$0.54	$0.64	$0.71	$0.69	$0.80	$0.76	$0.77	$0.48	$1.03	$1.06	$0.98	$1.01
Weighted average shares, basic	45	47	47	47	47	47	47	47	47	47	52	52
Weighted average shares, diluted	45	47	47	47	47	48	47	47	47	53	52	52
EBITDA	38	47	50	49	56	52	54	39	75	72	76	78
Depreciation & amortization	6	7	7	7	7	7	7	8	3	3	9	9
EBIT	32	40	43	42	49	46	47	31	72	70	67	69