NTWK · NASDAQ · Software - Application

NetSol Technologies (NTWK)

Provides enterprise software for asset finance, leasing, and automotive digital retailing.

$4.23
Pre-market+0.16 (+3.93%)
At close$4.07(−0.49%)
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NetSol Technologies, Inc.NTWKInformation Technology

Provides enterprise software for asset sale, finance, and leasing to automotive and financial-services customers. Its portfolio spans digital retailing, originations, servicing, wholesale finance, and mobility, delivered through an international operating footprint.

Provides enterprise software for asset sales, finance, and leasing, serving automotive OEMs, dealers, captive finance companies, banks, and other financial institutions. Its product categories include platform software, digital retail, intermediary portals, originations, servicing, wholesale finance, and mobility solutions.

Operations are delivered across North America, Europe, Asia Pacific, and the Middle East under an Encino-based public parent. The founder-led group is extending cloud-native, AI-enabled offerings that link automotive OEMs, captives, and dealers through digital retailing. Its reported revenue mix includes subscription and support, services, and license fees as distinct reported components.

Company facts

CEONajeeb Ghauri
ListedDec 23, 1999
ExchangeNASDAQ
HeadquartersEncino, CA
CountryUnited States
Employees1,300
CIK0001039280
ISINUS64115A4022

Market cap$48.1M
EPS (ttm)$0.1509
P/E (ttm)26.84
ROE4.8%
P/B1.29
P/S0.6675
Dividend yieldDiv yield
Beta0.68vs XLK −0.18

No analyst consensus on record.

Next report
Sep 28, 2026
estimated · in 25 days
EPS estimate
$0.07
Revenue estimate
$15.4M
Fiscal quarter
Q4 FY26

EPSReportedEstimate

Nov '24Feb '25May '25Sep '25Nov '25Feb '26May '26Sep '26
Reported$0.01−$0.10$0.12$0.22−$0.20$0.02$0.11Pending
Estimate$0.08$0.08$0.07
Surprise−75.0%+37.5%

RevenueReportedEstimate

Nov '24Feb '25May '25Sep '25Nov '25Feb '26May '26Sep '26
Reported$14.6M$15.5M$17.5M$18.4M$15.0M$18.8M$19.8MPending
Estimate$15.1M$15.1M$15.4M
Surprise+24.6%+31.3%
Estimate$0.07
ReportedDue Sep 28, 2026
Estimate$15.4M
ReportedDue Sep 28, 2026
View details

Debt to equity25.10%
Current ratio193.50%

ProfitabilityRevenueNet incomeNet margin

Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue$16.4M$14.6M$15.5M$17.5M$18.4M$15.0M$18.8M$19.8M
Net income−$82.9K$70.8K−$1.1M$1.4M$2.6M−$2.4M$246.8K$1.3M
Net margin0.0%0.5%0.0%8.1%14.0%0.0%1.3%6.6%

GrowthOperating income

Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Operating income$798.2K−$760.2K−$487.0K$1.6M$3.2M−$1.8M$1.3M$3.0M
YoY growth−316.8%−147.4%+17.9%+300.3%+93.5%

Balance sheet, Mar 31, 2026Cash & short-term investments $14.7M · Total debt $9.3M · Total assets $71.9M · Shareholders' equity $37.2M

Revenue
$19.8M
Operating income
$3.0M
Net income
$1.3M
View details

No dividends on record.

Institutions36 holders · as of Mar 31, 202619.57%2.32M shares
Insiders13 holders · as of Jul 9, 202634.77%4.13M shares
Otherremainder45.66%5.42M shares

11.88M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesEvidence
Najeeb GhauriInsiderdirector, officer: CEO
8.29%983,999Form 4filed Jul 9, 2026
Michael M. RothenbergInsider
7.99%948,80213G/Afiled Feb 14, 2018
GhauriInsider
6.94%823,65613Dfiled Jul 26, 2023
Vanguard Capital Management LLCInstitution
4.74%562,53113Fas of Mar 31, 2026
Asad Ullah GhauriInsiderdirector
4.03%478,630Form 4filed Jul 7, 2026
See all 25

13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more · Form 4 — an insider's transaction report

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Jun 29, 2026Roger Kent Almondofficer: CFO−19,736$4.61
May 20, 2026Najeeb Ghauridirector, officer: CEO+5,000$4.02
Feb 18, 2026Najeeb Ghauridirector, officer: CEO+6,000$3.25
Nov 14, 2025Najeeb Ghauridirector, officer: CEO+1,714$2.90
Nov 17, 2025Najeeb Ghauridirector, officer: CEO+5,950$2.98
View details

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ComparePre-market

CompanyPriceChange
NetSol Technologies$4.23+3.93%$48.1M26.89.50.7+13.1%
FIS$41.53−0.85%$21.64B6.46.51.7+29.1%
Oracle$146.40+0.44%$419.83B25.018.16.2+20.6%
Median15.712.34.0+24.9%