FIS
Runs core banking, card-issuing, and capital-markets technology for financial institutions.
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Profile
Provides core and digital banking, issuer processing, and capital-markets software to financial institutions and businesses. Revenue is predominantly recurring from transaction processing, services, and software maintenance; Banking Solutions is the larger segment following the addition of FIS Total Issuing Solutions.
Runs core banking, digital banking, payments, and card-issuer processing through Banking Solutions, including Modern Banking Platform, Digital One, and FIS Total Issuing Solutions. Capital Market Solutions supplies treasury and risk management, trading and securities processing, private-markets administration, and securities-finance technology. Revenue comes largely from recurring transaction-processing and service fees and software maintenance, with North America supplying most sales.
Execution depends on reliable operation of systems that move and settle funds, and on integrating Total Issuing Solutions after buying Global Payments' former issuer business and selling the remaining Worldpay stake. Financial-sector regulation, data privacy, and cyber-resilience requirements shape the platforms, while client consolidation and technology budgets influence demand. Most employees work outside the United States, supporting a globally delivered business.
Company facts
Key statistics
Year to date −36.8% · Average volume (30d) 5.9M
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Aug 25, 2026 | Wolfe Research | Reiterate | Outperform | $100 | $54 | |
| Aug 25, 2026 | Wells Fargo | Downgrade | Overweight | Equal Weight | $81 | $46 |
| Aug 10, 2026 | National Bank | Target | $86 | $50 | ||
| Aug 10, 2026 | Cantor Fitzgerald | Reiterate | Overweight | $72 | $50 | |
| Aug 5, 2026 | Morgan Stanley | Target | $47 | $46 |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Aug 4, 2026Q2 FY26 | $1.47 | $1.48 | +0.7% | $3.38B | $3.38B | −0.2% | −1.16% |
| May 8, 2026Q1 FY26 | $1.28 | $1.36 | +6.3% | $3.28B | $3.30B | +0.5% | −2.60% |
| Feb 24, 2026Q4 FY25 | $1.69 | $1.68 | −0.6% | $2.74B | $2.81B | +2.5% | +2.00% |
| Nov 5, 2025Q3 FY25 | $1.48 | $1.51 | +2.0% | $2.66B | $2.94B | +10.2% | −0.11% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $2.53B | $2.62B | $2.94B | $2.81B | $3.30B | $3.38B | |
| Gross profit | $879.0M | $952.0M | $1.25B | $1.08B | $1.11B | $1.17B | |
| Operating income | $347.0M | $560.0M | $457.0M | $543.0M | $527.0M | $507.0M | |
| Net income | $77.0M | −$470.0M | $264.0M | $511.0M | $2.37B | $231.0M | |
| Diluted EPS | $0.15 | −$0.90 | $0.50 | $1.00 | $4.58 | $0.45 | |
| Gross margin | 34.7% | 36.4% | 42.5% | 38.3% | 33.6% | 34.8% | |
| Operating margin | 13.7% | 21.4% | 15.6% | 19.3% | 16.0% | 15.0% |
Fiscal years (4-quarter sums)FY21 $13.88B · FY22 $12.15B · FY23 $9.83B · FY24 $10.13B · FY25 $10.90B
Revenue by product · Q2 FY26
Revenue by geography · Q2 FY26
Balance sheet, Jun 30, 2026Cash & short-term investments $744.0M · Total debt $21.17B · Total assets $44.11B · Shareholders' equity $16.04B
Dividends
Last raised to $0.44 from $0.40 in Mar 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Jun 11, 2026 | Jun 11 | Jun 25 | $0.44 | |
| Mar 10, 2026 | Mar 10 | Mar 24 | $0.44 | raised from $0.40 |
| Dec 9, 2025 | Dec 9 | Dec 23 | $0.40 | |
| Sep 10, 2025 | Sep 10 | Sep 24 | $0.40 | |
| Jun 10, 2025 | Jun 10 | Jun 24 | $0.40 | |
| Mar 11, 2025 | Mar 11 | Mar 25 | $0.40 | raised from $0.36 |
| Dec 9, 2024 | Dec 9 | Dec 23 | $0.36 | |
| Sep 10, 2024 | Sep 10 | Sep 24 | $0.36 |
Ownership
A 13F quarter can total more than the shares outstanding — sub-advisers file the same block twice, and a filer's own share count can be a quarter stale. No split is drawn from it.
Shares outstanding 516.88M · Float 516.17M · 99.9% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| Dodge & Cox | 49.07M | 9.49% | 13F | Aug 13, 2026 |
| BlackRock, Inc. | 44.50M | 8.61% | 13F | Aug 7, 2026 |
| Vanguard Capital Management LLC | 33.74M | 6.53% | 13F | Aug 13, 2026 |
| JPMorgan Chase & Co | 26.59M | 5.14% | 13F | Aug 12, 2026 |
| State Street Corp | 25.81M | 4.99% | 13F | Aug 7, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jul 15, 2026 | Jeffrey A. Goldstein | director | +1,386 | $41.39 |
| Apr 15, 2026 | Jeffrey A. Goldstein | director | +1,197 | $47.39 |
| Mar 5, 2026 | Stephanie Ferris | officer: CEO and President | +19,846 | $50.39 |
| Jan 15, 2026 | Jeffrey A. Goldstein | director | +941 | $64.11 |
| Oct 15, 2025 | Jeffrey A. Goldstein | director | +889 | $67.66 |
Peers
- Jack Henry & Associates
Core and payments peer for banks and credit unions
- Broadridge Financial Solutions
Capital-markets and wealth infrastructure peer
- SS&C Technologies
Investment-operations peer in asset and wealth software
- ACI Worldwide
Payments-software peer for banks, billers, and merchants
- Marqeta
Modern card-issuing peer for API-based programs
- Q2
Digital-banking peer for bank engagement platforms
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| FIS | $41.31 | −0.33% | $21.42B | 6.3 | 6.5 | 1.7 | +29.1% |
| Jack Henry & Associates | $169.73 | −0.01% | $12.06B | 24.4 | 23.1 | 4.8 | +4.7% |
| Broadridge Financial Solutions | $183.64 | −0.04% | $21.24B | 19.1 | 17.4 | 2.8 | +7.5% |
| SS&C Technologies | $83.42 | −0.02% | $19.57B | 24.0 | 11.2 | 3.0 | +10.4% |
| ACI Worldwide | $53.67 | −0.33% | $5.47B | 24.7 | 20.6 | 3.0 | +7.3% |
| Marqeta | $16.49 | +0.14% | $1.61B | 169.4 | 45.0 | 2.4 | +17.0% |
| Q2 | $65.13 | +0.12% | $4.06B | 46.5 | 21.0 | 4.8 | +12.6% |
| Median | 24.5 | 20.8 | 3.0 | +9.0% |