OPFI · NYSE · Financial - Credit Services

OppFi (OPFI)

Powers partner banks to originate short-term installment loans, then buys and services the receivables.

$6.30
After-hours close−0.11 (−1.72%)
At close$6.41(−0.62%)

In millions of USD, except per-share figures

In millionsQ3 FY23Sep 2023Q4 FY23Dec 2023Q1 FY24Mar 2024Q2 FY24Jun 2024Q3 FY24Sep 2024Q4 FY24Dec 2024Q1 FY25Mar 2025Q2 FY25Jun 2025Q3 FY25Oct 2025Q4 FY25Dec 2025Q1 FY26Mar 2026Q2 FY26Jun 2026
Revenue133133127126137136140142155159152145
Cost of revenue276527272525242725−4768
Gross profit1066810099112110116115130206146137
91279570768674708214881104
Research & development060500000000
242120232424192226212330
Selling & marketing141310131413101215141011
General & administrative109101010109101171218
Other expenses670754253625449571275875
Operating income1695293525424548586533
0−65−1−1−10−20−3233−18−7−7
Interest income00000000155159152145
Interest expense0141146458010010998
Other non-operating income−57−6−64−40−45−55−49−42−51140−1−1
Income before tax16311293415221382405825
Income tax expense0101212161410
Net income from continuing operations16210283214201176385416
Net income2−6634−6−11−2142172815
EPS, basic$0.13−$0.31$0.29$0.16$0.21−$0.26−$0.48−$0.78$1.48$0.61$1.07$0.22
EPS, diluted$0.13−$0.31$0.10$0.16$0.21−$0.28−$0.48−$0.78$0.77$0.19$1.07$0.18
Weighted average shares, basic171819202021242727272768
Weighted average shares, diluted171819202021242727272786
EBITDA7618727283829489100−826735
Depreciation & amortization333222221112
EBIT731569708180928799−826734