OptimumBank (OPHC)
Community bank with South Florida lending and specialized bridge-to-HUD finance.
OptimumBank (OPHC) Upgraded to Strong Buy: Here's What You Should Know
OptimumBank (OPHC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
OptimumBank (OPHC) Is a Great Choice for 'Trend' Investors, Here's Why
OptimumBank (OPHC) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.
OptimumBank Holdings, Inc. (OPHC) Q2 2026 Earnings Call Transcript
OptimumBank Holdings, Inc. (OPHC) Q2 2026 Earnings Call Transcript
OptimumBank Holdings: The Opportunity Does Not Come Without Risk
OptimumBank Holdings has delivered exceptional loan and asset growth, with a 55% loan and 40% asset increase year-over-year. OPHC's Q2 2026 operational metrics are strong: 2.04% ROAA, 20.34% ROAE, and a 4.57% net interest margin, all well above peers. Despite compelling forward PE (9.1) and rapid tangible book value growth, OPHC's risk profile is elevated due to CRE loan concentration and declining capital ratios.
What Makes OptimumBank Holdings, Inc. (OPHC) a Strong Momentum Stock: Buy Now?
Does OptimumBank Holdings, Inc. (OPHC) have what it takes to be a top stock pick for momentum investors? Let's find out.
OptimumBank Holdings, Inc., Announced Second Quarter 2026 Results and Will Host Earnings Webcast on August 13, 2026
Fort Lauderdale, Florida--(Newsfile Corp. - August 6, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), today announced that its management team will host a conference call and live webcast on Thursday, August 13, 2026, at 1:00 P.M. Eastern Time to discuss the Company's financial results for the second quarter ended June 30, 2026, and provide a business update.
Here's Why Momentum in OptimumBank (OPHC) Should Keep going
If you are looking for stocks that are well positioned to maintain their recent uptrend, OptimumBank (OPHC) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength" screen.
OptimumBank Holdings, Inc. (OPHC) Q2 Earnings and Revenues Surpass Estimates
OptimumBank Holdings, Inc. (OPHC) came out with quarterly earnings of $0.28 per share, beating the Zacks Consensus Estimate of $0.2 per share. This compares to earnings of $0.29 per share a year ago.
OptimumBank Holdings, Inc. Financial Performance for the Second Quarter of 2026
Fort Lauderdale, FL, July 24, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the “Company”) is a financial holding company and owns 100% of OptimumBank (the “Bank”), a Florida-chartered commercial bank, OptimumHUD Loans, LLC (d/b/a as OptimumFunding, LLC), a wholly owned non-bank Bridge and HUD-lender and OptimumFinance, LLC, a non-bank, wholly owned financing subsidiary. The Company is pleased to announce net income of $6.7 million, or $0.40 per basic share, and $0.28 per diluted share, for the second quarter of 2026, compared to $4.7 million, or $0.39 per basic share, and $0.20 per diluted share in the first quarter of 2026 and $3.6 million, or $0.31 per basic share, and $0.15 per diluted share, for the comparable quarter last year.
OptimumBank Holdings, Inc. Named Among Nation's Top Community Banks in Raymond James Community Bankers Cup
Fort Lauderdale, Florida--(Newsfile Corp. - May 19, 2026) - OptimumBank (NYSE American: OPHC) ("Bank") today announced that it has been named a recipient of the 2025 Raymond James Community Bankers Cup. This annual recognition honors top-performing publicly traded community banks in the United States based on profitability, operational efficiency, and balance sheet strength.
OptimumBank Holdings, Inc. to Present at Planet MicroCap Las Vegas Powered by MicroCapClub
Fort Lauderdale, Florida--(Newsfile Corp. - May 18, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") today announced that it will be presenting at the Planet MicroCap Las Vegas 2026 Powered by MicroCapClub on Wednesday, June 17, 2026 at 12:30PM (EST) at the Bellagio Resort & Hotel. CEO and Chairman, Moishe Gubin will be hosting a presentation and answering questions at the conclusion.
OptimumBank Holdings, Inc. Announces Executive Leadership Transition; Chairman Moishe Gubin Appointed CEO
Fort Lauderdale, Florida--(Newsfile Corp. - May 5, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today a significant leadership transition as the institution continues its trajectory of rapid growth. Effective May 1, 2026, Timothy Terry retired as Principal Executive Officer of the Company and as President and Chief Executive Officer of its wholly owned subsidiary, OptimumBank.
OptimumBank Holdings, Inc. (OPHC) Shareholder/Analyst Call Transcript
OptimumBank Holdings, Inc. (OPHC) Shareholder/Analyst Call Transcript
OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 21%+ Core ROAE at April 28, 2026 Annual Meeting
FT. LAUDERDALE, USA, April 27, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow, April 28, 2026, at 10:00 AM ET. The public is invited to attend virtually through this link: OptimumBank Shareholder Meeting Webcast Link The Bank will showcase the most successful year in its history, including a Core Return on Average Equity (ROAE) reaching 21.
OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 21%+ Core ROAE at April 28, 2026 Annual Meeting
Ft. Lauderdale, Florida--(Newsfile Corp. - April 27, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow, April 28, 2026, at 10:00 AM ET. The public is invited to attend virtually through this link: OptimumBank Shareholder Meeting Webcast Link The Bank will showcase the most successful year in its history, including a Core Return on Average Equity (ROAE) reaching 21.56% and a Net Interest Margin (NIM) reaching 4.28% for fiscal year 2025.
OptimumBank Holdings, Inc. Financial Performance for the First Quarter of 2026
Fort Lauderdale, FL, April 24, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") is a bank holding company and owns 100% of OptimumBank (the "Bank"), a Florida-chartered commercial bank, OptimumHUD Loans, LLC (d/b/a) as OptimumFunding, LLC, a wholly owned non-bank subsidiary, and OptimumFinance, LLC, a wholly owned non-bank, asset-based lending subsidiary.
OptimumBank Holdings, Inc. Financial Performance for the First Quarter of 2026
Fort Lauderdale, FL, April 24, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the “Company”) is a bank holding company and owns 100% of OptimumBank (the “Bank”), a Florida-chartered commercial bank, OptimumHUD Loans, LLC (d/b/a) as OptimumFunding, LLC, a wholly owned non-bank subsidiary, and OptimumFinance, LLC, a wholly owned non-bank, asset-based lending subsidiary. The Company is pleased to announce net income of $4.7 million, or $0.39 per basic share, and $0.20 per diluted share, for the first quarter of 2026. This compares to net income of $4.9 million, or $0.42 per basic share, and $0.21 per diluted share, for the fourth quarter of 2025, and $3.9 million net income, or $0.33 per basic share, and $0.17 per diluted share, for the comparable quarter last year. The increase of $0.8 million in net income for the first quarter of 2026, compared to the same period in 2025, was primarily driven by a $3.8 million improvement in net interest income and $0.6 million increase in noninterest income, partially offset by a $2.4 million increase in noninterest expenses and $0.9 million increase in credit loss expense and the corresponding increase in income tax expense.
OptimumBank Holdings, Inc. Announces Initiation of Coverage by Brean Capital
Fort Lauderdale, Florida--(Newsfile Corp. - April 20, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today Brean Capital, LLC ("Brean") has initiated equity research coverage of the Company. Coverage is led by Christopher Marinac, Director of Research at Brean, who has initiated coverage with a Buy rating and an $8 price target.
OptimumBank Holdings, Inc. Announces Initiation of Coverage by Alliance Global Partners
Fort Lauderdale, Florida--(Newsfile Corp. - April 10, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today Alliance Global Partners ("A.G.P.") has initiated equity research coverage of the Company.
OptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Tuesday, April 28, 2026 at its Headquarters in Ft. Lauderdale, Florida
Fort Lauderdale, Florida--(Newsfile Corp. - April 6, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today that it will hold the Annual Shareholder Meeting and Investor Day, on Tuesday, April 28, 2026, at the Company's headquarters in Ft. Lauderdale, Florida, as well as virtually by way of this Webcast Link, beginning at 10:00 am ET.