Private Bancorp of America (PBAM)
Relationship-led Southern California banking, commercial-property lending, and SBA financing through CalPrivate Bank.
$88.10
Pre-market−1.16 (−1.30%)
At close$89.26(+0.86%)
In millions of USD, except per-share figures
| In millions | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 29 | 37 | 40 | 41 | 42 | 42 | 44 | 43 | 43 | 44 | 44 |
| Cost of revenue | 12 | 13 | 16 | 15 | 13 | 13 | 13 | 14 | 13 | 12 | 10 |
| Gross profit | 16 | 24 | 24 | 27 | 29 | 29 | 31 | 30 | 30 | 33 | 35 |
| 8 | 13 | 13 | 13 | 18 | 14 | 16 | 16 | 16 | 16 | 17 | |
| 6 | 9 | 11 | 9 | 18 | 10 | 10 | 12 | 12 | 12 | 12 | |
| Selling & marketing | 0 | 0 | 10 | 0 | 10 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 6 | 9 | 2 | 9 | 7 | 10 | 10 | 12 | 12 | 12 | 12 |
| Other expenses | 2 | 4 | 2 | 4 | 0 | 4 | 5 | 4 | 4 | 4 | 5 |
| Operating income | 8 | 11 | 11 | 13 | 12 | 15 | 15 | 14 | 14 | 17 | 18 |
| 3 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 34 | 36 | 39 | 40 | 40 | 40 | 42 | 41 | 42 | 42 | 43 |
| Interest expense | 12 | 13 | 14 | 14 | 13 | 13 | 12 | 12 | 11 | 10 | 10 |
| Income before tax | 11 | 11 | 11 | 13 | 15 | 15 | 15 | 14 | 14 | 17 | 18 |
| Income tax expense | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 5 | 5 |
| Net income from continuing operations | 8 | 8 | 8 | 9 | 11 | 11 | 10 | 10 | 10 | 12 | 13 |
| Other adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | 8 | 8 | 8 | 9 | 11 | 11 | 10 | 10 | 10 | 12 | 13 |
| EPS, basic | $1.38 | $1.38 | $1.36 | $1.64 | $1.85 | $1.83 | $1.80 | $1.67 | $1.73 | $2.10 | $2.29 |
| EPS, diluted | $1.36 | $1.36 | $1.35 | $1.63 | $1.82 | $1.80 | $1.77 | $1.65 | $1.71 | $2.07 | $2.27 |
| Weighted average shares, basic | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| Weighted average shares, diluted | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| EBITDA | 8 | 11 | 11 | 13 | 12 | 15 | 15 | 14 | 14 | 17 | 18 |
| EBIT | 8 | 11 | 11 | 13 | 12 | 15 | 15 | 14 | 14 | 17 | 18 |
