Private Bancorp of America (PBAM)
Relationship-led Southern California banking, commercial-property lending, and SBA financing through CalPrivate Bank.
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Provides high-touch private and business banking, customized commercial real-estate and SBA lending, and cash-management services through CalPrivate Bank. Revenue comes chiefly from lending and deposit spreads, within a branch-light, relationship-led model focused on coastal Southern California.
Combines Private Banking, Business Banking, Commercial Real Estate Banking, and Private Business Capital through CalPrivate Bank, its FDIC-insured California state-chartered subsidiary. Offerings span deposit accounts, customized credit, treasury and cash-management tools, commercial-property lending, and SBA loans.
Serves high-net-worth individuals, professionals, closely held businesses, real-estate entrepreneurs, and advisers across coastal Southern California, supported by local decision-making, customized structures, digital delivery, and a branch-light footprint. Specialist services also address legal and fiduciary providers, registered investment advisers, wealth managers, family offices, and nonprofits.
Depends primarily on deposit funding and the spread between interest earned on loans and securities and interest paid on deposits and borrowings. Credit exposure is concentrated in commercial real estate, commercial lending, SBA programs, unsecured private-client lending, and Southern California markets, while operations remain subject to banking, SBA, SEC, and Nasdaq requirements.
Company facts
Categories
Target rangeAs of Sep 2, 2026
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| Aug 24, 2026 | DA Davidson | Reiterate | Buy | $96 | $105 |
| Jul 20, 2026 | DA Davidson | Reiterate | Buy | $96 | |
| Jul 20, 2026 | Piper Sandler | Reiterate | Overweight | $96 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $278.1M · Total debt $26.0M · Total assets $2.71B · Shareholders' equity $285.5M
- Revenue
- $44.4M
- Operating income
- $17.9M
- Net income
- $13.1M
No dividends on record.
| Insiders8 holders · as of Jul 29, 2026 | 9.12% | 522.1K shares | |
| Otherremainder | 90.88% | 5.20M shares |
5.73M company shares as of Aug 21, 2026 · holders as of their latest filing
The share count has not been confirmed by a second filing; stakes use it as it stands.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
Selwyn IsakowInsiderdirector, 10 percent owner | 4.88% | 279,366 | Form 4filed Jul 29, 2026 ↗ |
James R. ParksInsiderdirector | 2.28% | 130,289 | Form 4filed Jul 29, 2026 ↗ |
Richard L. SowersInsiderdirector, officer: President and CEO | 1.33% | 76,360 | Form 4filed Jul 29, 2026 ↗ |
Rex E. Jr. SchlaybaughInsiderdirector | 0.27% | 15,241 | Form 4filed Jul 29, 2026 ↗ |
Cory D. StewartInsiderofficer: EVP and CFO | 0.15% | 8,868 | Form 4filed Jul 29, 2026 ↗ |
| See all 8 → | |||
Form 4 — an insider's transaction report
Insider tradesForm 4
No open-market trades in the last 12 months.
- Banc of California
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- Royal Bank of Canada
City National targets the same high-net-worth and private-business clients.
- California BanCorp
San Diego relationship bank overlaps in business lending and deposits.
- Live Oak Bancshares
National SBA specialist contests business acquisition and real-estate loans.
ComparePre-market
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Private Bancorp of America | $88.10 | −1.30% | $510.1M | 11.6 | 10.7 | 2.9 | — |
| Banc of California | $18.85 | −0.05% | $2.90B | — | 9.9 | 1.6 | — |
| Royal Bank of Canada | $209.69 | +0.88% | $288.88B | 18.1 | 17.7 | 2.8 | −22.1% |
| California BanCorp | $21.74 | +0.90% | $692.5M | 11.7 | 12.2 | 3.0 | −23.4% |
| Live Oak Bancshares | $39.51 | 0.00% | $1.83B | 13.9 | 10.9 | 1.7 | +10.0% |
| Median | 13.9 | 11.5 | 2.2 | −22.1% |