Pinnacle Financial Partners
Provides financial services across the Southeast while unifying under the Pinnacle brand.
Something off on this page? Send us feedback.
Profile
Provides banking, investment, trust, mortgage, and insurance services to commercial and consumer clients seeking comprehensive financial relationships. The post-merger bank operates across a Southeastern and Mid-Atlantic footprint while transitioning its dual brands to Pinnacle.
Provides banking, investment, trust, mortgage, and insurance products and services to commercial and consumer clients seeking a comprehensive financial relationship. Its offices span Tennessee, Georgia, Florida, the Carolinas, Alabama, Kentucky, Virginia, and Maryland.
Formed through the combination of legacy Pinnacle and Synovus, the regional bank brings together two established Southeast banking franchises. The current public parent trades on the NYSE as PNFP.
Operations continue under both the Pinnacle and Synovus brands ahead of a planned conversion to a unified Pinnacle brand. Relationship-based growth and the integration of systems and branding shape the operating model.
Company facts
Categories
Key statistics
Year to date +6.3% · Average volume (30d) 1.1M
Analysts
Ratings
Target range
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Aug 10, 2026 | Wells Fargo | Reiterate | Equal Weight | $100 | $118 | |
| Jul 27, 2026 | Stephens | Target | $109 | $112 | ||
| Jul 24, 2026 | Piper Sandler | Reiterate | Overweight | $122 | $123 | |
| Jul 6, 2026 | Evercore ISI | Reiterate | Outperform | $115 | $120 | |
| Jun 24, 2026 | Benchmark | Initiate | Buy |
Earnings
EPS
Revenue
History
| Report date | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Next session |
|---|---|---|---|---|---|---|---|
| Jul 22, 2026Q2 FY26 | $2.46 | $2.50 | +1.6% | $1.24B | $1.24B | 0.0% | +2.52% |
| Apr 22, 2026Q1 FY26 | $2.30 | $2.39 | +3.9% | $1.20B | $1.23B | +2.4% | +3.50% |
| Jan 21, 2026Q4 FY25 | $2.26 | $2.24 | −0.9% | $552.6M | $846.2M | +53.1% | −4.10% |
| Oct 15, 2025Q3 FY25 | $2.04 | $2.27 | +11.3% | $523.8M | $544.8M | +4.0% | −5.94% |
Financial highlights
| 12 quarters | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | |
|---|---|---|---|---|---|---|---|
| Revenue | $711.1M | $820.2M | $544.8M | $846.2M | $1.80B | $1.71B | |
| Gross profit | $390.4M | $480.7M | $512.9M | $542.2M | $1.22B | $1.04B | |
| Operating income | $170.4M | $194.3M | $209.7M | $205.4M | $189.0M | $419.0M | |
| Net income | $140.4M | $158.5M | $173.4M | $169.8M | $150.0M | $328.0M | |
| Diluted EPS | $1.77 | $2.00 | $2.19 | $2.13 | $1.74 | $2.07 | |
| Gross margin | 54.9% | 58.6% | 94.1% | 64.1% | 67.7% | 60.6% | |
| Operating margin | 24.0% | 23.7% | 38.5% | 24.3% | 10.5% | 24.5% |
Fiscal years (4-quarter sums)FY21 $1.22B · FY22 $1.55B · FY23 $2.48B · FY24 $2.86B · FY25 $2.92B
Balance sheet, Jun 30, 2026Cash & short-term investments $25.80B · Total debt $11.10B · Total assets $129.06B · Shareholders' equity $14.83B
Dividends
Raised for 11 straight years — most recently to $0.50 from $0.24 in Feb 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 7, 2026 | Aug 7 | Aug 28 | $0.50 | |
| May 1, 2026 | May 1 | May 29 | $0.50 | |
| Feb 6, 2026 | Feb 6 | Feb 27 | $0.50 | raised from $0.24 |
| Nov 7, 2025 | Nov 7 | Nov 28 | $0.24 | |
| Aug 1, 2025 | Aug 1 | Aug 29 | $0.24 | |
| May 2, 2025 | May 2 | May 30 | $0.24 | |
| Feb 7, 2025 | Feb 7 | Feb 28 | $0.24 | raised from $0.22 |
| Nov 1, 2024 | Nov 1 | Nov 29 | $0.22 |
Ownership
A 13F quarter can total more than the shares outstanding — sub-advisers file the same block twice, and a filer's own share count can be a quarter stale. No split is drawn from it.
Shares outstanding 151.00M · Float 148.38M · 98.3% free float
Top shareholders13F · 13D/G · Form 4
| Holder | Shares | % outstanding | Form | Filed |
|---|---|---|---|---|
| BlackRock, Inc. | 16.90M | 11.19% | 13F | Aug 7, 2026 |
| Wellington Management Group LLP | 11.14M | 7.38% | 13F | Aug 14, 2026 |
| FMR LLC | 10.49M | 6.95% | 13F | Aug 13, 2026 |
| Vanguard Portfolio Management LLC | 6.91M | 4.57% | 13F | Aug 13, 2026 |
| Vanguard Capital Management LLC | 6.58M | 4.36% | 13F | Aug 13, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Nov 26, 2025 | Robert A. Jr Mccabe | director, officer: CHAIRMAN | −6,775 | $93.00 |
| Oct 20, 2025 | G. Kennedy Thompson | director | +5,000 | $87.63 |
Peers
- Truist Financial
Southeastern commercial, consumer, wealth and capital-markets banking
- Regions Financial
Southern commercial, consumer, wealth and mortgage banking
- First Horizon
Southern commercial, private, consumer, wealth and mortgage banking
- SouthState
Southeastern commercial, consumer, mortgage and wealth banking
CompareAfter-hours close
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Pinnacle Financial Partners | $101.09 | +0.02% | $15.26B | 12.4 | 9.4 | 3.1 | +145.2% |
| Truist Financial | $53.13 | +5.37% | $62.83B | 12.0 | 10.6 | 2.1 | +6.5% |
| Regions Financial | $30.33 | +0.02% | $25.88B | 12.4 | 11.1 | 2.7 | +2.2% |
| First Horizon | $24.65 | +0.02% | $11.70B | 11.8 | 11.3 | 2.5 | +9.9% |
| SouthState | $105.98 | +0.00% | $10.28B | 11.1 | 10.8 | 3.2 | +1.2% |
| Median | 11.9 | 11.0 | 2.6 | +4.4% |