PRA Group (PRAA)
Purchases charged-off consumer debt from banks and creditors, then collects it across multi-year cycles.
$18.83
Pre-market+0.06 (+0.32%)
At close$18.77(+2.34%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 219 | 223 | 258 | 287 | 284 | 296 | 272 | 291 | 314 | 363 | 314 | 372 |
| Cost of revenue | 101 | 104 | 108 | 107 | 110 | 113 | 110 | 114 | 114 | −328 | 114 | 0 |
| Gross profit | 118 | 120 | 150 | 179 | 173 | 183 | 162 | 176 | 200 | 691 | 200 | 372 |
| 75 | 74 | 84 | 90 | 83 | 89 | 88 | 91 | 515 | 115 | 88 | 219 | |
| 45 | 47 | 81 | 65 | 57 | 147 | 84 | 66 | 97 | 0 | 0 | 97 | |
| General & administrative | 45 | 47 | 81 | 65 | 57 | 147 | 84 | 66 | 97 | 0 | 0 | 97 |
| Other expenses | 30 | 27 | 3 | 25 | 26 | −59 | 4 | 25 | 418 | 115 | 88 | 122 |
| Operating income | 43 | 46 | 66 | 89 | 90 | 94 | 75 | 85 | −316 | 577 | 112 | 153 |
| −49 | −52 | −52 | −55 | −62 | −61 | −61 | −24 | −64 | −515 | −71 | −65 | |
| Interest income | 0 | 0 | 0 | 0 | −4 | −2 | 0 | 0 | 0 | 0 | 316 | 3 |
| Interest expense | 18 | 18 | 52 | 55 | 25 | 23 | 25 | 25 | 25 | 64 | 66 | 68 |
| Other non-operating income | 31 | 34 | 34 | 33 | 36 | 38 | 36 | −1 | 39 | 338 | 5 | −3 |
| Income before tax | −6 | −7 | 14 | 34 | 28 | 33 | 13 | 61 | −380 | 62 | 41 | 88 |
| Income tax expense | 2 | −1 | 2 | 9 | −1 | 11 | 4 | 15 | 24 | 3 | 9 | 29 |
| Net income from continuing operations | −8 | −6 | 12 | 25 | 29 | 23 | 9 | 46 | −404 | 59 | 32 | 59 |
| Net income | −12 | −9 | 3 | 22 | 27 | 18 | 4 | 42 | −408 | 57 | 28 | 58 |
| EPS, basic | −$0.31 | −$0.22 | $0.09 | $0.55 | $0.69 | $0.47 | $0.09 | $1.08 | −$10.43 | $1.46 | $0.74 | $1.52 |
| EPS, diluted | −$0.31 | −$0.22 | $0.09 | $0.54 | $0.69 | $0.47 | $0.09 | $1.08 | −$10.43 | $1.46 | $0.73 | $1.51 |
| Weighted average shares, basic | 39 | 39 | 39 | 39 | 39 | 39 | 40 | 39 | 39 | 39 | 38 | 38 |
| Weighted average shares, diluted | 39 | 39 | 39 | 40 | 39 | 40 | 40 | 40 | 39 | 39 | 39 | 38 |
| EBITDA | 20 | 15 | 35 | 59 | 56 | 59 | 42 | 89 | −352 | 241 | 109 | 161 |
| Depreciation & amortization | 8 | 3 | 3 | 3 | 2 | 3 | 4 | 3 | 2 | 2 | 2 | 5 |
| EBIT | 12 | 11 | 32 | 56 | 54 | 56 | 38 | 86 | −355 | 239 | 107 | 156 |
