Provident Financial (PROV)
Provides community banking, deposits, and real-estate lending in Southern California's Inland Empire.
$18.99
Pre-market+0.64 (+3.49%)
At close$18.35(+0.22%)
In millions of USD, except per-share figures
| In millions | Q1 FY24Sep 2023 | Q2 FY24Dec 2023 | Q3 FY24Mar 2024 | Q4 FY24Jun 2024 | Q1 FY25Sep 2024 | Q2 FY25Dec 2024 | Q3 FY25Mar 2025 | Q4 FY25Jun 2025 | Q1 FY26Sep 2025 | Q2 FY26Dec 2025 | Q3 FY26Mar 2026 | Q4 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 14 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 |
| Cost of revenue | 5 | 4 | 5 | 5 | 5 | 6 | 5 | 5 | 5 | 5 | 5 | 5 |
| Gross profit | 9 | 10 | 9 | 10 | 10 | 9 | 11 | 10 | 10 | 10 | 10 | 11 |
| 7 | 7 | 7 | 7 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | |
| 4 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 5 | 6 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 4 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 5 | 6 |
| Other expenses | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 2 | 2 | 2 |
| Operating income | 2 | 3 | 2 | 3 | 3 | 1 | 3 | 2 | 3 | 2 | 2 | 3 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 13 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 |
| Interest expense | 4 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 |
| Income before tax | 2 | 3 | 2 | 3 | 3 | 1 | 3 | 2 | 3 | 2 | 2 | 3 |
| Income tax expense | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 |
| Net income from continuing operations | 2 | 2 | 1 | 2 | 2 | 1 | 2 | 2 | 2 | 1 | 1 | 2 |
| Net income | 2 | 2 | 1 | 2 | 2 | 1 | 2 | 2 | 2 | 1 | 1 | 2 |
| EPS, basic | $0.25 | $0.31 | $0.22 | $0.28 | $0.28 | $0.13 | $0.28 | $0.25 | $0.26 | $0.22 | $0.21 | $0.34 |
| EPS, diluted | $0.25 | $0.31 | $0.22 | $0.28 | $0.28 | $0.13 | $0.28 | $0.24 | $0.25 | $0.22 | $0.21 | $0.34 |
| Weighted average shares, basic | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 6 | 6 | 6 | 6 |
| Weighted average shares, diluted | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 6 | 6 |
| EBITDA | 3 | 4 | 3 | 4 | 4 | 2 | 3 | 3 | 4 | 3 | 3 | 3 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| EBIT | 2 | 3 | 2 | 3 | 3 | 1 | 3 | 2 | 3 | 2 | 2 | 3 |