Provident Financial (PROV)
Provides community banking, deposits, and real-estate lending in Southern California's Inland Empire.
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Provides deposit-taking and lending through Provident Bank for consumers and small-to-mid-sized businesses in Southern California's Inland Empire. The single banking business concentrates its locations in Riverside and San Bernardino counties and depends on local deposits and real-estate lending.
Operates Provident Bank, a community bank serving consumers and small-to-mid-sized businesses in Southern California's Inland Empire. Its single banking business gathers deposits and makes single-family, multifamily, commercial-real-estate, construction, commercial-business, consumer, and other mortgage loans.
Banking locations are concentrated in Riverside and San Bernardino counties, linking the business to its local deposit base and lending markets. The holding company has no significant activity beyond owning the bank's stock, and it competes locally with large and regional banks, credit unions, mortgage companies, and non-bank entities. The business depends on originating real-estate loans and attracting deposits in that local market.
Company facts
Categories
Target rangeAs of Sep 2, 2026
Latest analyst notes
| Date | Firm | Action | Rating | Prior target | Target |
|---|---|---|---|---|---|
| Aug 3, 2026 | Piper Sandler | Reiterate | Neutral | $17 | $18 |
| Jun 26, 2026 | Piper Sandler | Target | $16 | $17 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $49.2M · Total debt $157.0M · Total assets $1.21B · Shareholders' equity $126.2M
- Revenue
- $15.2M
- Operating income
- $2.9M
- Net income
- $2.2M
Raised for 15 straight years. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 13, 2026 | Aug 13 | Sep 3 | $0.14 | |
| May 14, 2026 | May 14 | Jun 4 | $0.14 | |
| Feb 12, 2026 | Feb 12 | Mar 5 | $0.14 | |
| Nov 13, 2025 | Nov 13 | Dec 4 | $0.14 | |
| Aug 14, 2025 | Aug 14 | Sep 4 | $0.14 | |
| May 15, 2025 | May 15 | Jun 5 | $0.14 | |
| Feb 13, 2025 | Feb 13 | Mar 6 | $0.14 | |
| Nov 14, 2024 | Nov 14 | Dec 5 | $0.14 |
| Institutions31 holders · as of Mar 31, 2026 | 51.18% | 3.20M shares | |
| Insiders11 holders · as of Aug 13, 2026 | 9.12% | 570.0K shares | |
| Otherremainder | 39.70% | 2.48M shares |
6.25M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
Provident Savings Bank, FSB Employee Stock Ownership Plan ("ESOP")Institution | 12.49% | 781,246 | 13G/Afiled Feb 2, 2022 ↗ |
Provident Savings Bank, FSB Employee Stock Ownership PlanInstitution | 10.79% | 674,877 | 13Gfiled Mar 3, 2025 ↗ |
Dimensional Fund Advisors LPInstitution | 7.84% | 490,410 | 13Fas of Mar 31, 2026 |
Raffles Associates LPInstitution | 6.25% | 391,118 | 13Fas of Mar 31, 2026 |
Fourthstone LLCInstitution | 5.85% | 365,632 | 13Fas of Mar 31, 2026 |
| See all 25 → | |||
13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jun 10, 2026 | David Weiant | officer: Senior Vice President | −2,732 | $17.12 |
| Jun 8, 2026 | David Weiant | officer: Senior Vice President | −1,012 | $17.00 |
| Jun 4, 2026 | David Weiant | officer: Senior Vice President | −1,000 | $17.10 |
| Jun 1, 2026 | David Weiant | officer: Senior Vice President | −3,000 | $16.92 |
| Nov 12, 2025 | Gwendolyn Wertz | officer: Senior Vice President | −4,800 | $15.64 |
- CVB Financial
Inland Empire rival in business banking, real estate lending, and deposits
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Southern California bank spanning deposits and commercial property lending
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Pasadena-based commercial bank with deposits and property-finance overlap
- RBB
Los Angeles community-bank peer in CRE, construction, and deposits
ComparePre-market
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Provident Financial | $18.99 | +3.49% | $114.6M | 18.0 | 13.6 | 1.9 | +8.5% |
| CVB Financial | $22.07 | −0.99% | $3.20B | 14.7 | 12.0 | 4.5 | +42.0% |
| Banc of California | $18.85 | −0.05% | $2.90B | — | 9.9 | 1.6 | — |
| East West Bancorp | $128.99 | +1.76% | $17.67B | 12.4 | 11.9 | 3.7 | +12.5% |
| RBB | $26.53 | +0.49% | $447.1M | 10.9 | 11.2 | 1.8 | −7.6% |
| Median | 12.4 | 11.5 | 2.8 | +12.5% |