QNB (QNBC)
Community bank providing deposits, loans, payments, brokerage and advisory services across southeastern Pennsylvania.
$45.25
At close+0.25 (+0.56%)
In millions of USD, except per-share figures
| In millions | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 20 | 21 | 22 | 24 | 24 | 24 | 25 | 25 | 23 | 23 | 33 |
| Cost of revenue | 9 | 9 | 10 | 11 | 11 | 11 | 10 | 11 | 10 | 10 | 13 |
| Gross profit | 10 | 12 | 12 | 13 | 13 | 13 | 14 | 15 | 14 | 13 | 20 |
| 9 | 9 | 9 | 9 | 9 | 9 | 10 | 10 | 8 | 9 | 16 | |
| 5 | 6 | 6 | 5 | 6 | 5 | 6 | 6 | 6 | 8 | 10 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 5 | 6 | 8 | 10 |
| Other expenses | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 2 | 2 | 7 |
| Operating income | 1 | 3 | 3 | 4 | 4 | 3 | 5 | 5 | 5 | 3 | 4 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 19 | 20 | 20 | 22 | 22 | 22 | 23 | 24 | 24 | 22 | 31 |
| Interest expense | 9 | 9 | 10 | 11 | 11 | 11 | 10 | 11 | 10 | 9 | 12 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −12 |
| Income before tax | 1 | 3 | 3 | 4 | 4 | 3 | 5 | 5 | 5 | 3 | 4 |
| Income tax expense | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Net income from continuing operations | 1 | 3 | 2 | 3 | 3 | 3 | 4 | 4 | 4 | 3 | 3 |
| Net income | 1 | 3 | 2 | 3 | 3 | 3 | 4 | 4 | 4 | 3 | 3 |
| EPS, basic | $0.31 | $0.71 | $0.67 | $0.91 | $0.83 | $0.70 | $1.05 | $0.98 | $1.07 | $0.74 | $0.61 |
| EPS, diluted | $0.31 | $0.71 | $0.67 | $0.91 | $0.83 | $0.69 | $1.04 | $0.98 | $1.06 | $0.73 | $0.60 |
| Weighted average shares, basic | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 5 |
| Weighted average shares, diluted | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 5 |
| EBITDA | 2 | 4 | 3 | 5 | 4 | 4 | 5 | 5 | 6 | 4 | 16 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBIT | 1 | 3 | 3 | 4 | 4 | 3 | 5 | 5 | 5 | 3 | 16 |