Royal Bank of Canada (RY)
Combines Canadian personal and commercial banking with global wealth, insurance and capital-markets franchises.
$204.33
vs last close−1.86 (−0.90%)
In millions of USD, except per-share figures · converted from CAD at the latest rate
| In millions | Q4 FY23Oct 2023 | Q1 FY24Jan 2024 | Q2 FY24Apr 2024 | Q3 FY24Jul 2024 | Q4 FY24Oct 2024 | Q1 FY25Jan 2025 | Q2 FY25Apr 2025 | Q3 FY25Jul 2025 | Q4 FY25Oct 2025 | Q1 FY26Jan 2026 | Q2 FY26Apr 2026 | Q3 FY26Jul 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 22,189 | 23,485 | 23,541 | 24,494 | 24,095 | 25,046 | 23,156 | 24,684 | 24,771 | 25,198 | 24,126 | 27,480 |
| Cost of revenue | 13,281 | 14,283 | 14,256 | 14,520 | 13,983 | 13,905 | 13,038 | 13,253 | 13,261 | 13,231 | 12,387 | 13,402 |
| Gross profit | 8,908 | 9,201 | 9,285 | 9,974 | 10,112 | 11,141 | 10,119 | 11,432 | 11,510 | 11,968 | 11,739 | 14,078 |
| 6,013 | 6,110 | 5,783 | 6,154 | 6,404 | 6,567 | 6,195 | 6,546 | 6,655 | 6,702 | 6,707 | 8,585 | |
| 3,408 | 3,671 | 3,620 | 3,844 | 3,856 | 4,257 | 3,895 | 4,173 | 4,115 | 4,471 | 5,111 | 5,325 | |
| General & administrative | 3,408 | 3,671 | 3,620 | 3,844 | 3,856 | 4,257 | 3,895 | 4,173 | 4,115 | 4,471 | 5,111 | 5,325 |
| Other expenses | 2,606 | 2,439 | 2,163 | 2,311 | 2,549 | 2,311 | 2,301 | 2,373 | 2,540 | 2,230 | 1,596 | 3,260 |
| Operating income | 2,894 | 3,091 | 3,502 | 3,820 | 3,708 | 4,574 | 3,923 | 4,886 | 4,855 | 5,266 | 5,049 | 5,512 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −17 | 0 | |
| Interest income | 17,420 | 18,207 | 18,310 | 19,260 | 18,839 | 18,809 | 17,753 | 18,564 | 18,692 | 18,559 | 17,784 | 18,911 |
| Interest expense | 12,769 | 13,705 | 13,602 | 14,051 | 13,386 | 13,158 | 12,025 | 12,626 | 12,545 | 12,456 | 11,739 | 12,691 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 17 | 19 |
| Income before tax | 2,894 | 3,091 | 3,502 | 3,820 | 3,708 | 4,574 | 3,923 | 4,886 | 4,855 | 5,266 | 5,032 | 5,493 |
| Income tax expense | −43 | 545 | 694 | 631 | 706 | 926 | 802 | 1,037 | 991 | 1,153 | 1,134 | 1,227 |
| Net income from continuing operations | 2,937 | 2,547 | 2,808 | 3,189 | 3,002 | 3,648 | 3,121 | 3,849 | 3,863 | 4,113 | 3,898 | 4,266 |
| Other adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 17 | 19 |
| Net income | 2,936 | 2,545 | 2,807 | 3,187 | 3,000 | 3,647 | 3,118 | 3,850 | 3,862 | 4,112 | 3,914 | 4,284 |
| EPS, basic | $2.06 | $1.78 | $1.96 | $2.20 | $2.07 | $2.52 | $2.15 | $2.67 | $2.67 | $2.87 | $2.74 | $3.01 |
| EPS, diluted | $2.06 | $1.78 | $1.95 | $2.20 | $2.07 | $2.52 | $2.15 | $2.67 | $2.67 | $2.87 | $2.74 | $3.01 |
| Weighted average shares, basic | 1,400 | 1,406 | 1,413 | 1,414 | 1,416 | 1,414 | 1,411 | 1,407 | 1,407 | 1,026 | 1,025 | 989 |
| Weighted average shares, diluted | 1,400 | 1,408 | 1,414 | 1,416 | 1,416 | 1,416 | 1,414 | 1,410 | 1,410 | 1,029 | 1,027 | 992 |
| EBITDA | 3,437 | 3,571 | 4,016 | 4,363 | 4,291 | 5,124 | 4,478 | 5,432 | 5,393 | 5,771 | 5,564 | 6,035 |
| Depreciation & amortization | 542 | 479 | 514 | 542 | 584 | 550 | 555 | 546 | 538 | 505 | 513 | 526 |
| EBIT | 2,894 | 3,091 | 3,502 | 3,820 | 3,708 | 4,574 | 3,923 | 4,886 | 4,855 | 5,266 | 5,032 | 5,493 |