Ex-dividend today · $0.17
Unity Bancorp (UNTY)
Runs Unity Bank's commercial, retail, SBA, mortgage, and deposit franchise.
$59.25
Pre-market+0.33 (+0.57%)
At close$58.92(+1.94%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 39 | 40 | 40 | 40 | 42 | 42 | 43 | 50 | 63 | 50 | 48 | 49 |
| Cost of revenue | 14 | 15 | 15 | 15 | 16 | 15 | 15 | 16 | 31 | 14 | 15 | 16 |
| Gross profit | 25 | 24 | 25 | 24 | 26 | 27 | 28 | 34 | 32 | 35 | 33 | 33 |
| 12 | 11 | 12 | 12 | 12 | 12 | 13 | 13 | 12 | 16 | 13 | 14 | |
| 8 | 8 | 8 | 8 | 8 | 9 | 9 | 9 | 12 | 13 | 12 | 12 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 8 | 8 | 8 | 8 | 8 | 8 | 9 | 9 | 12 | 12 | 12 | 11 |
| Other expenses | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 0 | 3 | 1 | 2 |
| Operating income | 13 | 13 | 13 | 13 | 15 | 14 | 15 | 22 | 20 | 20 | 19 | 19 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −1 | 0 | −1 | 0 | |
| Interest income | 37 | 38 | 38 | 38 | 40 | 40 | 41 | 43 | 83 | 46 | 45 | 47 |
| Interest expense | 13 | 14 | 14 | 15 | 15 | 14 | 14 | 14 | 15 | 14 | 14 | 15 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| Income before tax | 13 | 13 | 13 | 13 | 15 | 14 | 15 | 22 | 19 | 20 | 18 | 19 |
| Income tax expense | 3 | 3 | 3 | 3 | 4 | 3 | 4 | 5 | 4 | 4 | 4 | 4 |
| Net income from continuing operations | 10 | 10 | 10 | 9 | 11 | 12 | 12 | 16 | 14 | 15 | 14 | 14 |
| Net income | 10 | 10 | 10 | 9 | 11 | 12 | 12 | 16 | 14 | 15 | 14 | 14 |
| EPS, basic | $0.98 | $0.97 | $0.95 | $0.94 | $1.09 | $1.15 | $1.15 | $1.64 | $1.43 | $1.55 | $1.43 | $1.44 |
| EPS, diluted | $0.97 | $0.96 | $0.93 | $0.93 | $1.07 | $1.13 | $1.13 | $1.61 | $1.41 | $1.52 | $1.40 | $1.42 |
| Weighted average shares, basic | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Weighted average shares, diluted | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| EBITDA | 14 | 13 | 13 | 13 | 16 | 15 | 16 | 22 | 20 | 21 | 20 | 19 |
| Depreciation & amortization | 1 | 0 | 1 | 0 | 1 | 1 | 1 | 0 | 1 | 1 | 0 | 0 |
| EBIT | 13 | 13 | 13 | 13 | 15 | 14 | 15 | 22 | 19 | 20 | 19 | 19 |