Unity Bancorp (UNTY)
Runs Unity Bank's commercial, retail, SBA, mortgage, and deposit franchise.
Something off on this page? Send us feedback.
Owns Unity Bank, a New Jersey-chartered community bank serving retail, corporate, and small-business customers in New Jersey and Pennsylvania. Revenue is mainly net interest income from loans, securities, deposits, and borrowings, with results reported across the bank.
Operates through Unity Bank, a New Jersey-chartered community bank with 22 banking offices across northern and central New Jersey and Northampton County, Pennsylvania. The franchise combines commercial loans, commercial real estate credit, SBA lending, residential mortgages, consumer loans, checking, savings, time deposits, and business services.
Earns primarily through net interest income, with fee lines from branch services, loan services, SBA loan sales, mortgage loan sales, and merchant or online banking services. Management reports performance across the bank rather than by product silo.
Depends on local loan demand, deposit funding, credit quality, and banking regulation from New Jersey and federal supervisors. Commercial real estate is a central credit exposure, and branch expansion, dividends, acquisitions, and capital levels are regulated activities.
Company facts
Categories
Unavailable right now.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $369.6M · Total debt $326.4M · Total assets $3.19B · Shareholders' equity $371.8M
- Revenue
- $48.6M
- Operating income
- $18.7M
- Net income
- $14.5M
Raised for 12 straight years — most recently to $0.17 from $0.16 in Sep 2026. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Sep 3, 2026 | Sep 3 | Sep 17 | $0.17 | raised from $0.16 |
| Jun 4, 2026 | Jun 4 | Jun 18 | $0.16 | |
| Mar 6, 2026 | Mar 6 | Mar 20 | $0.16 | raised from $0.15 |
| Dec 5, 2025 | Dec 5 | Dec 19 | $0.15 | |
| Sep 5, 2025 | Sep 5 | Sep 19 | $0.15 | raised from $0.14 |
| Jun 6, 2025 | Jun 6 | Jun 20 | $0.14 | |
| Mar 14, 2025 | Mar 14 | Mar 28 | $0.14 | raised from $0.13 |
| Dec 13, 2024 | Dec 13 | Dec 31 | $0.13 |
| Institutions133 holders · as of Mar 31, 2026 · largest filers plus last quarter's tail | ≈ 49.69% | 4.99M shares | |
| Insiders17 holders · as of Aug 18, 2026 | 2.91% | 292.7K shares | |
| Strategic holders1 holder · as of Jul 6, 2021 | 5.55% | 557.0K shares | |
| Otherremainder | ≈ 41.85% | 4.20M shares |
10.04M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
Wellington Trust Company, National Association Multiple Common Trust Funds Trust, Micro Cap Equity PStrategic | 5.55% | 556,980 | 13Gfiled Jul 6, 2021 ↗ |
Wellington Trust Company, NAInstitution | 5.40% | 542,361 | 13Gfiled Feb 3, 2021 ↗ |
BlackRock, Inc.Institution | 5.06% | 507,933 | 13Fas of Mar 31, 2026 |
Dimensional Fund Advisors LPInstitution | 4.47% | 448,435 | 13Fas of Mar 31, 2026 |
Banc Funds Co LLCInstitution | 3.74% | 375,469 | 13Fas of Mar 31, 2026 |
| See all 25 → | |||
13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| May 27, 2026 | Mark S. Brody | director | −1,600 | $55.24 |
| Apr 17, 2026 | Mary E. Gross | director | −2,075 | $56.01 |
| Mar 13, 2026 | Robert H. Ii Dallas | director, 10 percent owner: | −7,725 | $49.60 |
| Mar 12, 2026 | Robert H. Ii Dallas | director, 10 percent owner: | −7,088 | $49.70 |
| Feb 18, 2026 | James A. Hughes | director, officer: CEO | −1,500 | $54.50 |
- Provident Financial Services
Broad NJ/eastern PA overlap in deposits, CRE, SBA and mortgages
- Valley National Bancorp
Large NJ regional bank across deposits, CRE, small business and mortgages
- ConnectOne Bancorp
NJ metro commercial-bank overlap in deposits, CRE, SBA and mortgages
- First Bank
Similar NJ/PA corridor community-bank model for loans and deposits
- Peapack-Gladstone Financial
Central/northern NJ overlap in commercial, deposits and residential lending
- OceanFirst
NJ and Philadelphia-metro bank overlap in CRE, deposits and mortgages
- Kearny Financial
NJ community-bank overlap in deposits, real estate and home equity lending
- Fulton Financial
Mid-Atlantic bank overlap in PA/NJ deposits, commercial and mortgage banking
ComparePre-market
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Unity Bancorp | $59.22 | +0.50% | $590.3M | 10.2 | 9.7 | 2.8 | −4.9% |
| Provident Financial Services | $23.22 | −0.76% | $3.05B | 9.7 | 9.4 | 2.2 | +9.7% |
| Valley National Bancorp | $13.66 | −1.12% | $7.65B | 11.5 | 9.8 | 2.6 | +13.3% |
| ConnectOne Bancorp | $31.50 | −0.76% | $1.60B | 9.9 | 9.1 | 2.6 | +46.0% |
| First Bank | $17.94 | +1.36% | $450.7M | 10.6 | 10.2 | 1.8 | +0.9% |
| Peapack-Gladstone Financial | $45.30 | −0.29% | $805.1M | 15.8 | 11.0 | 1.7 | +25.4% |
| OceanFirst | $19.11 | +3.13% | $1.15B | 22.5 | 9.4 | 1.6 | +36.3% |
| Kearny Financial | $10.01 | −0.40% | $631.8M | 17.6 | 12.7 | 1.8 | +11.9% |
| Fulton Financial | $24.04 | +1.43% | $4.53B | 11.3 | 10.6 | 2.4 | +13.5% |
| Median | 11.4 | 10.0 | 2.0 | +13.4% |