Upbound Group (UPBD)
Runs lease-to-own channels and app-based financial-health tools for underserved consumers.
$16.33
vs last close−0.45 (−2.67%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 979 | 1,018 | 1,096 | 1,077 | 1,069 | 1,079 | 1,176 | 1,158 | 1,165 | 1,196 | 1,220 | 1,163 |
| Cost of revenue | 482 | 505 | 567 | 545 | 558 | 571 | 626 | 586 | 602 | 610 | 633 | 569 |
| Gross profit | 497 | 513 | 529 | 532 | 511 | 508 | 550 | 572 | 563 | 587 | 586 | 595 |
| 439 | 457 | 467 | 451 | 441 | 429 | 488 | 521 | 510 | 529 | 509 | 541 | |
| Research & development | 0 | 9 | 0 | 0 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 0 |
| 206 | 204 | 432 | 415 | 51 | 194 | 213 | 213 | 202 | 207 | 206 | 212 | |
| Selling & marketing | 0 | 0 | 377 | 362 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 206 | 204 | 55 | 54 | 51 | 194 | 213 | 213 | 202 | 207 | 206 | 212 |
| Other expenses | 233 | 243 | 35 | 36 | 390 | 228 | 275 | 309 | 308 | 323 | 303 | 329 |
| Operating income | 58 | 56 | 62 | 81 | 70 | 79 | 63 | 51 | 53 | 57 | 77 | 54 |
| −27 | −28 | −29 | −34 | −26 | −25 | −27 | −28 | −33 | −27 | −26 | −25 | |
| Interest income | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Interest expense | 28 | 29 | 30 | 28 | 27 | 25 | 28 | 29 | 29 | 28 | 27 | 26 |
| Other non-operating income | −1 | −1 | −1 | 6 | −1 | −1 | −1 | −1 | 4 | −1 | −1 | −1 |
| Income before tax | 31 | 27 | 33 | 46 | 44 | 54 | 36 | 23 | 20 | 30 | 51 | 29 |
| Income tax expense | 27 | 39 | 5 | 12 | 13 | 23 | 11 | 7 | 7 | 10 | 15 | 8 |
| Net income from continuing operations | 4 | −11 | 28 | 34 | 31 | 31 | 25 | 15 | 13 | 20 | 36 | 22 |
| Net income | 4 | −11 | 28 | 34 | 31 | 31 | 25 | 15 | 13 | 20 | 36 | 22 |
| EPS, basic | $0.08 | −$0.21 | $0.51 | $0.62 | $0.56 | $0.57 | $0.44 | $0.27 | $0.23 | $0.35 | $0.63 | $0.38 |
| EPS, diluted | $0.08 | −$0.21 | $0.50 | $0.61 | $0.55 | $0.55 | $0.42 | $0.26 | $0.22 | $0.34 | $0.61 | $0.37 |
| Weighted average shares, basic | 55 | 54 | 55 | 55 | 55 | 55 | 56 | 57 | 57 | 57 | 57 | 57 |
| Weighted average shares, diluted | 57 | 54 | 56 | 56 | 56 | 56 | 58 | 59 | 59 | 59 | 59 | 59 |
| EBITDA | 383 | 88 | 93 | 104 | 99 | 1,013 | 433 | 428 | 431 | 444 | 457 | 426 |
| Depreciation & amortization | 323 | 31 | 30 | 29 | 28 | 933 | 369 | 377 | 383 | 386 | 379 | 371 |
| EBIT | 59 | 57 | 63 | 75 | 71 | 80 | 63 | 51 | 49 | 58 | 78 | 55 |