Usio (USIO)
Processes payments, issues cards, and handles electronic billing and physical output.
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Cloud-based platforms process credit, debit/prepaid and ACH payments, support card issuance, and handle electronic bill presentment and output. Revenue comes from serving merchants, billers, banks, service bureaus and card issuers through an integrated proprietary platform.
Built from electronic-billing roots, the business now combines payment acceptance, ACH processing, card issuance, bill presentment and output solutions. Its platforms serve merchants, billers, banks, service bureaus and card issuers through proprietary, integrated cloud-based technology. The company became Usio after operating as Payment Data Systems.
Usio Output Solutions provides electronic bill presentment, document composition, document decomposition, printing and mailing. Acquisitions added prepaid-card issuance, PayFac, electronic-bill-presentment capabilities and PostCredit assets.
Operations depend on payment-processing platforms and relationships across merchants, billers, banks, service bureaus and card issuers. The company is headquartered in San Antonio, Texas.
Company facts
Categories
Target rangeAs of Sep 2, 2026
Latest analyst notes
No analyst notes in the last 24 months.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $6.4M · Total debt $3.7M · Total assets $123.8M · Shareholders' equity $18.8M
- Revenue
- $23.7M
- Operating income
- $376.9K
- Net income
- $280.1K
No dividends on record.
| Institutions28 holders · as of Mar 31, 2026 | 21.34% | 6.08M shares | |
| Insiders9 holders · as of Aug 26, 2026 | 20.20% | 5.76M shares | |
| Strategic holders2 holders · as of May 18, 2026 | 19.07% | 5.44M shares | |
| Otherremainder | 39.39% | 11.22M shares |
28.50M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
Louis A. HochInsiderdirector, 10 percent owner, officer: Chairman, President and CEO | 12.32% | 3.51M | Form 4filed Aug 25, 2026 ↗ |
National Services, Inc1,2Strategic10 percent owner | 9.55% | 2.72M | 13Gfiled May 18, 2026 ↗ |
Whittier Trust CoInstitution | 9.52% | 2.71M | 13Fas of Mar 31, 2026 |
Whittier Holdings, Inc.Strategic | 9.52% | 2.71M | 13Gfiled May 18, 2026 ↗ |
Tall Pines Capital, LLCInstitution | 6.14% | 1.75M | 13Gfiled Aug 25, 2026 ↗ |
| See all 25 → | |||
- National Services, Inc's transaction reports restate only vehicles that traded; the 2026 ownership statement (2.72M) is used instead.
- National Services, Inc reports a block also reported by Whittier Trust Co; it is counted once, under Whittier Trust Co.
13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more · Form 4 — an insider's transaction report
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Mar 10, 2026 | National Services, Inc | 10 percent owner | −10,000 | $1.27 |
| Mar 9, 2026 | National Services, Inc | 10 percent owner | −8,860 | $1.31 |
| Mar 6, 2026 | National Services, Inc | 10 percent owner | −6,697 | $1.35 |
| Mar 5, 2026 | National Services, Inc | 10 percent owner | −2,787 | $1.38 |
| Jan 27, 2026 | National Services, Inc | 10 percent owner | −5,922 | $1.36 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Usio | $2.87 | +2.14% | $78.9M | — | 98.4 | 0.9 | +18.6% |
| Global Payments | $93.09 | +0.34% | $23.04B | — | 6.3 | 2.3 | +61.5% |
| FIS | $41.53 | −0.85% | $21.64B | 6.4 | 6.5 | 1.7 | +29.1% |
| Block | $81.84 | −0.69% | $49.08B | 147.2 | 18.0 | 2.0 | +9.3% |
| Marqeta | $16.81 | +3.96% | $1.65B | 173.0 | 45.9 | 2.4 | +17.0% |
| Median | 147.2 | 12.3 | 2.1 | +23.1% |