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UVE · NYSE · Insurance - Property & Casualty

Universal Insurance (UVE)

Writes homeowners-focused property insurance through agents and digital channels.

$43.03

After hours−0.03 (−0.07%)

At close$43.06(−1.28%)

In millions of USD, except per-share figures

In millions	Q3 FY23Sep 2023	Q4 FY23Dec 2023	Q1 FY24Mar 2024	Q2 FY24Jun 2024	Q3 FY24Sep 2024	Q4 FY24Dec 2024	Q1 FY25Mar 2025	Q2 FY25Jun 2025	Q3 FY25Sep 2025	Q4 FY25Dec 2025	Q1 FY26Mar 2026	Q2 FY26Jun 2026
Revenue	360	375	368	380	388	385	395	400	401	406	392	425
Cost of revenue	341	326	295	300	376	350	311	322	316	223	228	245
Gross profit	19	50	73	80	12	35	84	78	85	183	163	180
	27	24	25	32	30	27	28	32	32	95	92	101
	25	22	24	30	28	26	27	30	0	0	0	101
Selling & marketing	0	0	0	0	0	0	0	0	0	0	0	68
General & administrative	25	22	24	30	28	26	27	30	0	0	0	33
Other expenses	2	2	2	2	2	2	2	2	32	95	92	0
Operating income	−8	26	47	48	−18	7	55	46	53	88	72	80
	0	0	0	0	0	0	0	0	0	0	0	0
Interest expense	1	1	1	1	1	1	1	1	1	1	2	2
Other non-operating income	−1	−1	−1	−1	−1	−1	−1	−1	−1	−2	−2	−2
Income before tax	−8	26	47	48	−18	7	55	46	53	88	72	80
Income tax expense	−2	6	14	12	−2	1	14	11	13	22	17	20
Net income from continuing operations	−6	20	34	35	−16	6	41	35	40	67	54	59
Net income	−6	20	34	35	−16	6	41	35	40	67	54	59
EPS, basic	−$0.20	$0.69	$1.17	$1.24	−$0.57	$0.21	$1.48	$1.25	$1.43	$2.39	$1.95	$2.14
EPS, diluted	−$0.20	$0.68	$1.14	$1.21	−$0.57	$0.21	$1.44	$1.21	$1.38	$2.31	$1.88	$2.04
Weighted average shares, basic	30	29	29	29	28	28	28	28	28	28	28	28
Weighted average shares, diluted	30	29	29	29	28	29	29	29	29	29	29	29
EBITDA	−6	35	49	49	−17	9	57	48	54	97	73	82
Depreciation & amortization	0	7	0	0	0	0	0	0	0	7	0	0
EBIT	−6	27	49	49	−17	9	57	48	54	90	73	82