Univest Financial (UVSP)
Provides community banking, wealth management and insurance across Mid-Atlantic markets.
$41.41
After hours+0.02 (+0.06%)
At close$41.39(−1.09%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 116 | 120 | 124 | 121 | 127 | 129 | 126 | 127 | 132 | 134 | 130 | 126 |
| Cost of revenue | 46 | 50 | 49 | 50 | 55 | 54 | 49 | 52 | 49 | 52 | 44 | 45 |
| Gross profit | 70 | 69 | 76 | 71 | 72 | 74 | 77 | 75 | 83 | 81 | 85 | 82 |
| 49 | 49 | 50 | 49 | 49 | 51 | 49 | 50 | 51 | 53 | 52 | 53 | |
| 32 | 31 | 33 | 32 | 32 | 33 | 32 | 2 | 33 | 35 | 38 | 37 | |
| Selling & marketing | 1 | 1 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 31 | 31 | 32 | 31 | 32 | 33 | 32 | 2 | 33 | 34 | 38 | 37 |
| Other expenses | 17 | 18 | 17 | 17 | 16 | 17 | 17 | 48 | 17 | 18 | 14 | 16 |
| Operating income | 21 | 20 | 26 | 23 | 23 | 24 | 28 | 25 | 32 | 29 | 33 | 29 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 97 | 101 | 99 | 100 | 106 | 107 | 103 | 106 | 110 | 112 | 106 | 108 |
| Interest expense | 44 | 48 | 47 | 49 | 53 | 52 | 47 | 46 | 48 | 49 | 43 | 42 |
| Income before tax | 21 | 20 | 26 | 23 | 23 | 24 | 28 | 25 | 32 | 29 | 33 | 29 |
| Income tax expense | 4 | 4 | 5 | 4 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 |
| Net income from continuing operations | 17 | 16 | 20 | 18 | 19 | 19 | 22 | 20 | 26 | 23 | 27 | 23 |
| Net income | 17 | 16 | 20 | 18 | 19 | 19 | 22 | 20 | 26 | 23 | 27 | 23 |
| EPS, basic | $0.58 | $0.55 | $0.69 | $0.62 | $0.64 | $0.65 | $0.77 | $0.69 | $0.89 | $0.80 | $0.97 | $0.83 |
| EPS, diluted | $0.58 | $0.55 | $0.69 | $0.62 | $0.63 | $0.65 | $0.77 | $0.69 | $0.89 | $0.80 | $0.96 | $0.82 |
| Weighted average shares, basic | 29 | 30 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 28 | 28 | 28 |
| Weighted average shares, diluted | 30 | 30 | 30 | 29 | 29 | 29 | 29 | 29 | 29 | 28 | 28 | 28 |
| EBITDA | 22 | 21 | 30 | 24 | 25 | 24 | 29 | 26 | 34 | 30 | 34 | 29 |
| Depreciation & amortization | 1 | 1 | 5 | 1 | 2 | 0 | 1 | 1 | 2 | 1 | 1 | 0 |
| EBIT | 21 | 20 | 26 | 23 | 23 | 24 | 28 | 25 | 32 | 29 | 33 | 29 |
