Virginia National Bankshares (VABK)
Provides relationship banking and trust services across Central and Northern Virginia.
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Operates Virginia National Bank for commercial and retail banking, with VNB Trust and Estate Services adding fiduciary and custody work. Revenue depends on deposits, lending spreads, fee services and local relationships across Central and Northern Virginia.
Operates through Virginia National Bank, serving commercial, real estate and consumer banking needs with deposits, loans, treasury and cash-management services, merchant cards and digital access. VNB Trust and Estate Services adds corporate trustee, estate administration, custody and in-house investment management.
The footprint is concentrated in Central and Northern Virginia, with offices around Charlottesville, Albemarle County, Fauquier County, Prince William County, Richmond and Winchester. The current branch shape reflects the Fauquier merger that moved VABK onto Nasdaq in 2021.
Execution is built around relationship pricing, local decision makers and continuity with customers. The business depends on deposit funding, credit quality, local market competition and regulation by bank holding-company, OCC, FDIC, Federal Reserve and CFPB frameworks.
Company facts
Categories
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $35.7M · Total debt $29.1M · Total assets $1.64B · Shareholders' equity $194.7M
- Revenue
- $25.5M
- Operating income
- $11.3M
- Net income
- $9.0M
Raised for 11 straight years — most recently to $0.36 from $0.33 in May 2025. To collect a payout, hold shares through the close before the ex-date.
History
| Ex-date | Record | Paid | Amount | Note |
|---|---|---|---|---|
| Aug 14, 2026 | Aug 14 | Aug 28 | $0.36 | |
| May 13, 2026 | May 13 | May 29 | $0.36 | |
| Feb 13, 2026 | Feb 13 | Feb 27 | $0.36 | |
| Nov 14, 2025 | Nov 14 | Nov 28 | $0.36 | |
| Aug 15, 2025 | Aug 15 | Aug 29 | $0.36 | |
| May 15, 2025 | May 15 | May 30 | $0.36 | raised from $0.33 |
| Mar 14, 2025 | Mar 14 | Mar 28 | $0.33 | |
| Dec 6, 2024 | Dec 6 | Dec 20 | $0.33 |
| Institutions89 holders · as of Mar 31, 2026 | 49.79% | 2.70M shares | |
| Insiders11 holders · as of Mar 11, 2026 | 11.98% | 649.4K shares | |
| Strategic holders1 holder · as of Feb 2, 2024 | 5.34% | 289.8K shares | |
| Otherremainder | 32.89% | 1.78M shares |
5.42M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
Endeavour Capital Advisors IncInstitution | 5.51% | 298,750 | 13Fas of Mar 31, 2026 |
BlackRock, Inc.Strategic | 5.34% | 289,756 | 13D/Gfiled Feb 2, 2024 ↗ |
BlackRock, Inc.Institution | 5.26% | 285,175 | 13Fas of Mar 31, 2026 |
Atlantic Union Bankshares CorpInstitution | 4.47% | 242,242 | 13Fas of Mar 31, 2026 |
Hunter E. CraigInsiderdirector | 4.38% | 237,550 | Form 4filed Feb 3, 2026 ↗ |
| See all 25 → | |||
13F — a manager's quarterly holdings · 13D/13G — an ownership statement filed at 5% or more · Form 4 — an insider's transaction report
Insider tradesForm 4
No open-market trades in the last 12 months.
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ComparePre-market
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Virginia National Bankshares | $47.42 | +1.30% | $253.5M | 10.3 | — | 2.9 | +24.9% |
| Atlantic Union Bankshares | $40.80 | +0.49% | $5.76B | 12.1 | 10.5 | 2.6 | −3.5% |
| TowneBank | $37.56 | +0.78% | $3.44B | 10.5 | 11.3 | 2.6 | +18.5% |
| Burke & Herbert Financial Services | $72.50 | +0.28% | $1.46B | 11.5 | 8.5 | 3.3 | +24.6% |
| Blue Ridge Bankshares | $3.96 | +1.41% | $355.2M | 37.2 | — | 2.6 | −11.8% |
| FVCBankcorp | $18.41 | +1.71% | $331.0M | 13.0 | 11.6 | 3.5 | +29.8% |
| Primis Financial | $16.02 | +2.46% | $398.1M | 7.4 | 9.1 | 1.3 | +44.2% |
| C&F Financial | $91.79 | +0.16% | $298.1M | 10.2 | — | 1.6 | +5.9% |
| John Marshall Bancorp | $23.12 | +0.30% | $324.9M | 13.3 | 11.4 | 2.7 | +21.7% |
| Median | 11.8 | 10.9 | 2.6 | +20.1% |