World Acceptance (WRLD)
Underwrites installment loans and tax-advance credit through more than a thousand community branches across sixteen states.
$172.99
After hours+0.01 (+0.01%)
At close$172.98(+1.10%)
In millions of USD, except per-share figures
| In millions | Q2 FY24Sep 2023 | Q3 FY24Dec 2023 | Q4 FY24Mar 2024 | Q1 FY25Jun 2024 | Q2 FY25Sep 2024 | Q3 FY25Dec 2024 | Q4 FY25Mar 2025 | Q1 FY26Jun 2025 | Q2 FY26Sep 2025 | Q3 FY26Dec 2025 | Q4 FY26Mar 2026 | Q1 FY27Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 137 | 138 | 159 | 130 | 131 | 139 | 165 | 133 | 134 | 141 | 177 | 139 |
| Cost of revenue | 53 | 52 | 41 | 55 | 57 | 55 | 44 | 60 | 64 | 64 | 50 | 55 |
| Gross profit | 84 | 85 | 118 | 74 | 74 | 83 | 121 | 73 | 70 | 77 | 127 | 84 |
| 63 | 66 | 72 | 61 | 46 | 67 | 66 | 70 | 72 | 78 | 81 | 76 | |
| 49 | 53 | 58 | 48 | 33 | 54 | 53 | 58 | 59 | 65 | 68 | 63 | |
| Selling & marketing | 2 | 4 | 1 | 2 | 3 | 4 | 1 | 2 | 2 | 4 | 2 | 2 |
| General & administrative | 47 | 49 | 57 | 47 | 30 | 50 | 51 | 55 | 57 | 61 | 66 | 61 |
| Other expenses | 13 | 13 | 14 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 |
| Operating income | 21 | 20 | 47 | 13 | 28 | 16 | 55 | 2 | −2 | −1 | 46 | 8 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 117 | 119 | 116 | 111 | 114 | 122 | 118 | 115 | 119 | 126 | 125 | 122 |
| Interest expense | 13 | 12 | 12 | 10 | 10 | 11 | 11 | 10 | 14 | 13 | 13 | 11 |
| Income before tax | 21 | 20 | 47 | 13 | 28 | 16 | 55 | 2 | −2 | −1 | 46 | 8 |
| Income tax expense | 5 | 3 | 12 | 3 | 6 | 3 | 11 | 1 | 0 | 0 | 10 | 2 |
| Net income from continuing operations | 16 | 17 | 35 | 10 | 22 | 13 | 44 | 2 | −2 | −1 | 36 | 6 |
| Net income | 16 | 17 | 35 | 10 | 22 | 13 | 44 | 2 | −2 | −1 | 36 | 6 |
| EPS, basic | $2.78 | $2.89 | $5.90 | $1.82 | $4.05 | $2.46 | $8.24 | $0.26 | −$0.38 | −$0.18 | $7.84 | $1.33 |
| EPS, diluted | $2.71 | $2.84 | $5.90 | $1.79 | $3.99 | $2.45 | $8.13 | $0.25 | −$0.38 | −$0.19 | $7.70 | $1.33 |
| Weighted average shares, basic | 6 | 6 | 6 | 6 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 |
| Weighted average shares, diluted | 6 | 6 | 6 | 6 | 6 | 5 | 5 | 5 | 5 | 5 | 5 | 5 |
| EBITDA | 24 | 22 | 49 | 16 | 30 | 19 | 58 | 5 | 1 | 1 | 48 | 10 |
| Depreciation & amortization | 3 | 3 | 3 | 3 | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| EBIT | 21 | 20 | 47 | 13 | 28 | 16 | 55 | 2 | −2 | −1 | 46 | 8 |
