Wintrust Financial (WTFC)
Combines locally run Midwest banks with national specialty-finance and wealth-management businesses.
$144.61
vs last close−0.09 (−0.06%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 875 | 895 | 946 | 971 | 1,022 | 1,027 | 1,004 | 1,045 | 1,095 | 1,087 | 1,062 | 1,103 |
| Cost of revenue | 320 | 367 | 363 | 419 | 428 | 405 | 384 | 396 | 419 | 400 | 378 | 387 |
| Gross profit | 555 | 528 | 583 | 552 | 593 | 622 | 619 | 649 | 676 | 687 | 684 | 716 |
| 330 | 363 | 333 | 340 | 361 | 369 | 366 | 381 | 380 | 384 | 383 | 387 | |
| 220 | 255 | 218 | 226 | 240 | 236 | 235 | 249 | 283 | 236 | 320 | 337 | |
| Selling & marketing | 18 | 17 | 13 | 17 | 18 | 13 | 12 | 19 | 19 | 14 | 13 | 20 |
| General & administrative | 202 | 238 | 205 | 209 | 222 | 223 | 222 | 231 | 264 | 223 | 307 | 316 |
| Other expenses | 110 | 108 | 115 | 114 | 121 | 133 | 131 | 132 | 97 | 148 | 62 | 51 |
| Operating income | 225 | 165 | 250 | 211 | 233 | 253 | 253 | 267 | 296 | 302 | 301 | 328 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −10 | |
| Interest income | 762 | 794 | 806 | 850 | 909 | 914 | 887 | 921 | 964 | 956 | 928 | 961 |
| Interest expense | 300 | 324 | 341 | 379 | 406 | 388 | 360 | 374 | 397 | 372 | 349 | 364 |
| Income before tax | 225 | 165 | 250 | 211 | 233 | 253 | 253 | 267 | 296 | 302 | 301 | 318 |
| Income tax expense | 61 | 42 | 63 | 59 | 63 | 68 | 64 | 72 | 80 | 79 | 74 | 84 |
| Net income from continuing operations | 164 | 123 | 187 | 152 | 170 | 185 | 189 | 196 | 216 | 223 | 227 | 234 |
| Net income | 164 | 123 | 187 | 152 | 170 | 185 | 189 | 196 | 216 | 223 | 227 | 234 |
| EPS, basic | $2.57 | $1.90 | $2.93 | $2.35 | $2.51 | $2.68 | $2.73 | $2.82 | $2.82 | $3.21 | $3.26 | $3.34 |
| EPS, diluted | $2.53 | $1.87 | $2.89 | $2.32 | $2.47 | $2.63 | $2.69 | $2.78 | $2.79 | $3.30 | $3.22 | $3.30 |
| Weighted average shares, basic | 61 | 61 | 61 | 62 | 65 | 66 | 67 | 67 | 67 | 67 | 67 | 67 |
| Weighted average shares, diluted | 62 | 62 | 62 | 63 | 66 | 68 | 68 | 68 | 68 | 68 | 68 | 68 |
| EBITDA | 252 | 187 | 271 | 235 | 258 | 282 | 283 | 298 | 325 | 332 | 331 | 328 |
| Depreciation & amortization | 28 | 22 | 21 | 24 | 26 | 29 | 29 | 31 | 29 | 30 | 30 | 0 |
| EBIT | 225 | 165 | 250 | 211 | 233 | 253 | 253 | 267 | 296 | 302 | 301 | 328 |
