XP (XP)
Combines financial advice, open investment distribution, retail banking and wholesale services in Brazil.
$21.21
After hours0.00 (0.00%)
At close$21.21(+2.07%)
In millions of USD, except per-share figures · converted from BRL at the latest rate
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 843 | 801 | 820 | 915 | 854 | 932 | 847 | 860 | 901 | 993 | 905 | 980 |
| Cost of revenue | 256 | 259 | 271 | 288 | 284 | 290 | 276 | 279 | 296 | 324 | 310 | 329 |
| Gross profit | 588 | 541 | 549 | 627 | 571 | 642 | 571 | 580 | 605 | 669 | 596 | 651 |
| 327 | 301 | 293 | 301 | 300 | 330 | 292 | 299 | 325 | 342 | 319 | 331 | |
| Other expenses | 327 | 301 | 293 | 301 | 300 | 330 | 292 | 299 | 325 | 342 | 319 | 331 |
| Operating income | 260 | 240 | 257 | 326 | 271 | 312 | 279 | 281 | 280 | 327 | 277 | 319 |
| −26 | −47 | −39 | −35 | −38 | −42 | −35 | −31 | −24 | −21 | −18 | −15 | |
| Interest income | 467 | 421 | 486 | 478 | 457 | 525 | 520 | 505 | 494 | 499 | 528 | 578 |
| Interest expense | 27 | 32 | 36 | 43 | 38 | 41 | 34 | 33 | 27 | 26 | 20 | 23 |
| Other non-operating income | −1 | 14 | 2 | −8 | 0 | — | 1 | −2 | −3 | −5 | −2 | −8 |
| Income before tax | 234 | 194 | 218 | 291 | 233 | 270 | 244 | 250 | 256 | 306 | 259 | 304 |
| Income tax expense | 14 | −9 | 12 | 56 | 5 | 25 | 5 | — | 0 | 51 | 5 | 26 |
| Net income from continuing operations | 220 | 202 | 206 | 235 | 228 | 245 | 239 | 251 | 255 | 255 | 254 | 278 |
| Other adjustments | 0 | — | 0 | — | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | 220 | 203 | 206 | 235 | 228 | 245 | 239 | 250 | 253 | 258 | 252 | 279 |
| EPS, basic | $0.39 | $0.37 | $0.37 | $0.40 | $0.43 | $0.43 | $0.45 | $0.49 | $0.49 | $0.49 | $0.49 | $0.55 |
| EPS, diluted | $0.38 | $0.37 | $0.37 | $0.40 | $0.43 | $0.43 | $0.45 | $0.48 | $0.48 | $0.49 | $0.47 | $0.54 |
| Weighted average shares, basic | 547 | 548 | 548 | 551 | 546 | 540 | 540 | 528 | 526 | 520 | 519 | 513 |
| Weighted average shares, diluted | 554 | 554 | 548 | 551 | 546 | 540 | 540 | 536 | 535 | 520 | 525 | 521 |
| EBITDA | 276 | 242 | 268 | 348 | 285 | 323 | 292 | 298 | 297 | 348 | 294 | 348 |
| Depreciation & amortization | 14 | 16 | 14 | 14 | 14 | 12 | 14 | 15 | 15 | 15 | 16 | 21 |
| EBIT | 261 | 226 | 254 | 334 | 271 | 311 | 278 | 283 | 283 | 332 | 278 | 327 |