Exzeo Group (XZO)
Delivers software and operations services to property-and-casualty insurers and their agents.
$16.53
After hours−0.04 (−0.24%)
At close$16.57(−1.07%)
In millions of USD, except per-share figures
| In millions | Q2 FY20Jun 2020 | Q3 FY20Sep 2020 | Q4 FY20Dec 2020 | Q1 FY21Mar 2021 | Q2 FY21Jun 2021 | Q3 FY21Sep 2021 | Q4 FY24Dec 2024 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 14 | 10 | 15 | 20 | 28 | 32 | 45 | 56 | 55 | 53 | 56 | 58 |
| Cost of revenue | 11 | 11 | 17 | 18 | 24 | 35 | 26 | 23 | 22 | 19 | 24 | 21 |
| Gross profit | 2 | −1 | −2 | 2 | 4 | −2 | 19 | 34 | 33 | 34 | 32 | 37 |
| 0 | 0 | 0 | 0 | 0 | 0 | 3 | 5 | 5 | 7 | 7 | 8 | |
| Research & development | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 0 | 0 | 0 | 5 |
| Selling, general & administrative | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 3 | 0 | 0 | 0 | 11 |
| Other expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 7 | 7 | −7 |
| Operating income | 0 | −4 | −5 | −1 | −1 | −7 | 16 | 28 | 27 | 27 | 25 | 28 |
| −2 | −2 | −2 | −3 | −4 | −4 | 0 | 1 | 1 | 2 | 3 | 3 | |
| Interest income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 3 | 3 |
| Interest expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −1 | −1 | −2 | −3 | −3 |
| Income before tax | −2 | −6 | −7 | −4 | −4 | −10 | 16 | 29 | 28 | 29 | 28 | 31 |
| Income tax expense | 0 | −1 | −2 | −1 | −1 | −2 | 4 | 7 | 7 | 7 | 7 | 8 |
| Net income from continuing operations | −2 | −5 | −5 | −3 | −4 | −8 | 12 | 22 | 21 | 22 | 20 | 23 |
| Other adjustments | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | −2 | −5 | −5 | −3 | −3 | −7 | 12 | 22 | 21 | 22 | 20 | 23 |
| EPS, basic | −$0.02 | −$0.05 | −$0.05 | −$0.04 | −$0.06 | −$0.10 | $0.13 | $0.24 | $0.22 | $0.23 | $0.22 | $0.26 |
| EPS, diluted | −$0.02 | −$0.05 | −$0.05 | −$0.04 | −$0.06 | −$0.10 | $0.13 | $0.24 | $0.22 | $0.23 | $0.22 | $0.26 |
| Weighted average shares, basic | 91 | 91 | 91 | 91 | 91 | 91 | 91 | 91 | 91 | 91 | 91 | 91 |
| Weighted average shares, diluted | 91 | 91 | 91 | 91 | 91 | 91 | 91 | 91 | 91 | 91 | 91 | 91 |
| EBITDA | 0 | −3 | −5 | 0 | −1 | −6 | 16 | 30 | 29 | 29 | 28 | 32 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 |
| EBIT | 0 | −4 | −5 | −1 | −1 | −7 | 16 | 29 | 28 | 29 | 28 | 31 |
