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YRD · NYSE · Financial - Credit Services

Yiren Digital (ADR) (YRD)

Provides digital credit solutions, insurance brokerage, and consumer-lifestyle services.

$0.9680

After hours−0.02 (−2.35%)

At close$0.9913(+1.15%)

In millions of USD, except per-share figures · converted from CNY at the latest rate

In millions	Q2 FY23Jun 2023	Q3 FY23Sep 2023	Q4 FY23Dec 2023	Q1 FY24Mar 2024	Q2 FY24Jun 2024	Q3 FY24Sep 2024	Q4 FY24Dec 2024	Q1 FY25Mar 2025	Q2 FY25Jun 2025	Q3 FY25Sep 2025	Q4 FY25Dec 2025	Q1 FY26Mar 2026
Revenue	198	196	190	206	223	221	217	232	250	232	141	137
Cost of revenue	52	37	28	35	37	31	29	34	24	22	38	29
Gross profit	146	159	163	171	187	190	187	199	226	210	103	107
	46	56	60	85	80	139	143	153	169	113	109	70
Research & development	5	6	7	6	8	23	25	13	16	14	0	16
	32	37	38	54	53	62	51	56	63	65	37	27
Selling & marketing	22	29	31	41	43	50	45	41	52	50	31	17
General & administrative	10	8	8	12	10	12	6	14	12	16	6	11
Other expenses	9	13	15	25	18	55	68	84	90	34	72	26
Operating income	100	104	103	86	107	51	44	46	57	97	−7	37
	−1	3	4	7	−32	9	7	−5	6	−41	−159	−105
Interest income	0	0	4	4	4	3	5	4	0	3	2	2
Other non-operating income	0	0	0	0	42	0	0	0	0	0	0	−2
Income before tax	100	107	106	92	75	60	51	41	63	56	−166	−68
Income tax expense	21	24	21	20	14	7	2	4	10	8	−36	6
Net income from continuing operations	79	83	85	73	61	53	49	37	53	47	−130	−74
Net income	79	83	85	73	61	53	49	37	53	47	−130	−74
EPS, basic	$0.89	$0.94	$0.97	$0.83	$0.70	$0.61	$0.57	$0.43	$0.62	$0.55	−$2.99	−$1.68
EPS, diluted	$0.88	$0.93	$0.96	$0.82	$0.70	$0.60	$0.57	$0.43	$0.61	$0.54	−$2.99	−$1.68
Weighted average shares, basic	88	88	88	87	87	88	86	86	86	88	87	87
Weighted average shares, diluted	90	89	89	88	87	88	87	87	87	88	87	87
EBITDA	100	104	103	86	66	51	44	46	57	97	−165	38
Depreciation & amortization	0	0	0	0	0	0	0	0	0	0	1	1
EBIT	100	104	103	86	65	51	44	46	57	97	−170	37