ACI Worldwide (ACIW)
Provides software for bank processing, merchant acceptance, fraud control, and bill payments.
$49.20
vs last close+0.01 (+0.02%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 363 | 477 | 316 | 373 | 452 | 453 | 395 | 401 | 482 | 482 | 426 | 430 |
| Cost of revenue | 178 | 182 | 191 | 203 | 197 | 200 | 213 | 235 | 223 | 226 | 228 | 249 |
| Gross profit | 185 | 295 | 125 | 170 | 254 | 253 | 181 | 166 | 259 | 255 | 197 | 182 |
| 123 | 123 | 115 | 117 | 132 | 131 | 123 | 132 | 132 | 146 | 140 | 137 | |
| Research & development | 34 | 35 | 35 | 35 | 38 | 39 | 39 | 41 | 43 | 45 | 44 | 48 |
| 59 | 59 | 53 | 54 | 63 | 68 | 60 | 66 | 65 | 77 | 70 | 65 | |
| Selling & marketing | 29 | 34 | 27 | 29 | 29 | 34 | 32 | 29 | 31 | 33 | 30 | 31 |
| General & administrative | 30 | 25 | 26 | 25 | 34 | 33 | 28 | 38 | 34 | 43 | 40 | 34 |
| Other expenses | 30 | 29 | 28 | 28 | 32 | 24 | 24 | 24 | 24 | 25 | 25 | 24 |
| Operating income | 62 | 172 | 10 | 54 | 123 | 122 | 59 | 35 | 128 | 109 | 57 | 45 |
| −15 | −18 | −17 | −13 | −15 | −12 | 13 | −17 | −10 | −10 | −7 | −6 | |
| Interest income | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 4 | 6 |
| Interest expense | 20 | 20 | 19 | 18 | 18 | 17 | 15 | 15 | 15 | 14 | 12 | 12 |
| Other non-operating income | −5 | −2 | −2 | −5 | −3 | −5 | −28 | 2 | −5 | −4 | −5 | −6 |
| Income before tax | 47 | 154 | −7 | 40 | 107 | 110 | 72 | 18 | 118 | 99 | 50 | 39 |
| Income tax expense | 9 | 32 | 0 | 9 | 26 | 12 | 13 | 6 | 27 | 35 | 12 | 7 |
| Net income from continuing operations | 38 | 123 | −8 | 31 | 81 | 99 | 59 | 12 | 91 | 64 | 38 | 32 |
| Net income | 38 | 123 | −8 | 31 | 81 | 99 | 59 | 12 | 91 | 64 | 38 | 32 |
| EPS, basic | $0.35 | $1.13 | −$0.07 | $0.29 | $0.78 | $0.94 | $0.56 | $0.12 | $0.88 | $0.63 | $0.38 | $0.31 |
| EPS, diluted | $0.35 | $1.12 | −$0.07 | $0.29 | $0.77 | $0.93 | $0.55 | $0.12 | $0.88 | $0.62 | $0.37 | $0.31 |
| Weighted average shares, basic | 109 | 109 | 107 | 105 | 105 | 105 | 105 | 104 | 103 | 103 | 102 | 102 |
| Weighted average shares, diluted | 109 | 109 | 107 | 106 | 106 | 106 | 107 | 105 | 104 | 103 | 103 | 102 |
| EBITDA | 100 | 205 | 42 | 89 | 159 | 154 | 113 | 59 | 159 | 140 | 90 | 75 |
| Depreciation & amortization | 33 | 31 | 30 | 30 | 34 | 27 | 26 | 27 | 27 | 27 | 28 | 24 |
| EBIT | 67 | 174 | 12 | 59 | 126 | 127 | 86 | 32 | 133 | 113 | 63 | 51 |
