Avidbank (AVBH)
Bay Area commercial bank extending nationwide reach through dedicated venture lending and specialty finance platforms.
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Lends to Bay Area operating companies, real estate developers, and construction projects, while two nationwide platforms bank venture-capital- and private-equity-backed borrowers and provide sponsor finance, asset-based lending, and receivables financing. Revenue comes from the spread between loan yields and deposit costs, with deposits concentrated among institutionally-backed clients.
Operates a single California state-chartered bank subsidiary built around five lending divisions. Three serve Bay Area operating companies and real estate developers directly — corporate banking, commercial real estate, and construction lending — drawing on decades of relationship banking rooted in Silicon Valley.
Two additional divisions extend the franchise nationwide: a venture lending platform serving VC- and PE-backed technology companies and their sponsors, and a specialty finance arm covering sponsor-backed acquisition loans, asset-based lending, and receivables financing for lower-middle-market borrowers across industries.
Earnings come from the spread between loan yields and deposit costs, with a meaningful share of deposits tied to venture- and sponsor-backed borrowing relationships rather than traditional retail accounts. Chartered in 2003 and rebranded from a community-bank identity, the bank uplisted to Nasdaq in 2025 after years of trading over the counter.
Company facts
Categories
Target rangeAs of Sep 2, 2026
Latest analyst notes
| Date | Firm | Action | Prior rating | Rating | Prior target | Target |
|---|---|---|---|---|---|---|
| Feb 23, 2026 | Stephens | Target | $23 | $35 | ||
| Nov 12, 2024 | Janney Montgomery Scott | Upgrade | Neutral | Buy |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $246.1M · Total debt $22.0M · Total assets $2.66B · Shareholders' equity $296.2M
- Revenue
- $11.4M
- Operating income
- $10.5M
- Net income
- $7.6M
No dividends on record.
| Institutions88 holders · as of Mar 31, 2026 | 76.71% | 8.40M shares | |
| Insiders18 holders · as of Aug 14, 2026 | 9.18% | 1.01M shares | |
| Otherremainder | 14.11% | 1.55M shares |
10.96M company shares as of Sep 3, 2026 · institutions as of Mar 31, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Evidence |
|---|---|---|---|
Patriot Financial Partners GP Ii, L.P.Institution | 9.59% | 1.05M | 13Fas of Mar 31, 2026 |
Fourthstone LLCInstitution | 9.55% | 1.05M | 13Fas of Mar 31, 2026 |
AllianceBernstein L.P.Institution | 8.11% | 888,281 | 13Fas of Mar 31, 2026 |
Endeavour Capital Advisors IncInstitution | 6.47% | 708,491 | 13Fas of Mar 31, 2026 |
Banc Funds Co LLCInstitution | 6.07% | 665,100 | 13Fas of Mar 31, 2026 |
| See all 25 → | |||
13F — a manager's quarterly holdings
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 14, 2026 | Arthur Wasson | officer: EVP, Chief Revenue Officer | −10,000 | $33.14 |
| Feb 11, 2026 | Mike Rosinus | director | −2,206 | $30.45 |
| Mar 16, 2026 | Mike Rosinus | director | −56,882 | $27.41 |
| Mar 10, 2026 | Mike Rosinus | director | −19,318 | $28.28 |
| Mar 13, 2026 | Mike Rosinus | director | −7,953 | $27.49 |
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ComparePre-market
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Avidbank | $31.34 | −0.82% | $345.6M | 10.7 | 8.7 | 5.1 | −20.0% |
| Western Alliance | $77.92 | −1.59% | $8.64B | 8.9 | 7.6 | 1.7 | +17.7% |
| First Citizens BancShares | $2,182.99 | +0.35% | $24.80B | 11.6 | 11.6 | 1.7 | −5.5% |
| CVB Financial | $22.07 | −0.99% | $3.20B | 14.7 | 12.0 | 4.5 | +42.0% |
| BayCom | $30.67 | +0.68% | $331.8M | 25.3 | 13.5 | 2.3 | +2.2% |
| HSBC (ADR) | $105.15 | +0.21% | $360.65B | 15.1 | 12.1 | 2.8 | +32.2% |
| Preferred Bank | $104.19 | +2.41% | $1.23B | 9.5 | 9.7 | 2.4 | +4.0% |
| First Business Financial Services | $71.87 | +2.97% | $600.8M | 10.8 | 10.8 | 2.1 | +13.8% |
| Live Oak Bancshares | $39.19 | −0.81% | $1.83B | 13.9 | 10.9 | 1.7 | +10.0% |
| Median | 12.8 | 11.2 | 2.2 | +11.9% |